The Bangalore City Co-operative Bank Ltd. Savings Account interest rates · November 2026
What would I earn at Bangalore City Co-op Bank?
Enter a whole-rupee balance from ₹1 to ₹10 crore.
How this estimate works
Estimates use a steady balance and simple annual interest. Where the published bands give different results, we show two estimates: applying rates to each portion of the balance, and applying the selected rate to the entire balance. Confirm the method with the bank. The comparison table below uses its existing whole-balance estimate with quarterly compounding, so its figures can differ.
For insured banks, DICGC coverage for eligible deposits includes principal and accrued interest, up to ₹5 lakh across deposits held at the same bank in the same right and capacity. Deposit insurance details ↗
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Showing 1 of 2 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
Any tenure Up to ₹5 lakh |
3.00% | 3.00% | Up to ₹5 lakh | 1 Jun 2019 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Any tenure Above ₹5 lakh |
4.00% | 4.00% | Above ₹5 lakh | 1 Jun 2019 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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See balance examples
Bangalore City Co-op Bank savings account return examples
| Balance | Rate | Interest | Per month |
|---|---|---|---|
| ₹10,000 | 3.00% | ₹303a year | ₹25a month |
| ₹50,000 | 3.00% | ₹1,517a year | ₹126a month |
| ₹1 lakh | 3.00% | ₹3,034a year | ₹253a month |
| ₹10 lakh | 4.00% | ₹40,604a year | ₹3,384a month |
| ₹25 lakh | 4.00% | ₹1,01,510a year | ₹8,459a month |
Open a figure in the savings calculator. Darker shade = higher rate. These examples use the published rate on the whole balance and quarterly compounding. Some banks apply each rate only to the portion of the balance in its band. Rates as of 14 Nov 2026. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
Before you book
Bangalore City Co-op Bank Savings: frequently asked questions
What is the highest Bangalore City Co-op Bank Savings interest rate?
As of 14 Nov 2026, The Bangalore City Co-operative Bank Ltd. offers up to 4.00% p.a. on its savings account (Above ₹5 lakh) for general customers. Rates below are as published by the bank. Confirm with Bangalore City Co-op Bank before investing.
When did Bangalore City Co-op Bank last change its Savings rates?
RateScan.in has recorded no change to The Bangalore City Co-operative Bank Ltd.'s savings account rates since it started tracking them on 13 Nov 2026.
Does Bangalore City Co-op Bank pay different savings account rates by deposit size?
Yes. The Bangalore City Co-operative Bank Ltd.'s table lists separate bands: Up to ₹5 lakh; Above ₹5 lakh. Each row shows the band it applies to.
Is my savings account with Bangalore City Co-op Bank insured?
Deposits with The Bangalore City Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bangalore City Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jun 2019. Rates can change without notice, so verify on the official Bangalore City Co-op Bank website before investing.
More Bangalore City Co-op Bank rates
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Good to know
- Deposits with The Bangalore City Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bangalore City Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Bangalore City Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Bangalore City Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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