Rates verified from official source

Aruna Sahakara Bank Niyamitha Fixed Deposit interest rates · November 2026

Aruna Sahakara Bank's best Fixed Deposit rate is 8.25% (1 Year to 2 Years), 1.25 points below the best on the market (9.50%).

  • Seniors: up to 8.75% (1 Year to 2 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Aruna Sahakara Bank?

Estimated value after 1 year · before tax ₹5,42,544 8.25% p.a. · ₹42,544 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
07 Days
to 45 Days
4.00% 4.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
46 Days to
179 Days
5.50% 6.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
180 Days
to 1 Year
6.00% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
1 Year to 2 Years
8.25% 8.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
2 Years
to 3 Years
7.25% 7.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
3 Years and Above
7.75% 8.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026

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Aruna Sahakara Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.25%
Before you book

Aruna Sahakara Bank Fixed Deposit: frequently asked questions

What is the highest Aruna Sahakara Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Aruna Sahakara Bank Niyamitha offers up to 8.25% p.a. on its fixed deposit (FD) (1 Year to 2 Years) for general customers and 8.75% p.a. (1 Year to 2 Years) for senior citizens. Rates below are as published by the bank. Confirm with Aruna Sahakara Bank before investing.

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What is the Aruna Sahakara Bank 1-year FD interest rate?

As of 14 Nov 2026, Aruna Sahakara Bank Niyamitha offers 8.25% p.a. on a 1-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Aruna Sahakara Bank 2-year FD interest rate?

As of 14 Nov 2026, Aruna Sahakara Bank Niyamitha offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Aruna Sahakara Bank 3-year FD interest rate?

As of 14 Nov 2026, Aruna Sahakara Bank Niyamitha offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Aruna Sahakara Bank 5-year FD interest rate?

As of 14 Nov 2026, Aruna Sahakara Bank Niyamitha offers 7.75% p.a. on a 5-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Aruna Sahakara Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Aruna Sahakara Bank Niyamitha, depending on the tenure.

See today's top senior citizen rates →

When did Aruna Sahakara Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Aruna Sahakara Bank Niyamitha's fixed deposit (FD) rates since it started tracking them on 23 Oct 2026.

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What fixed deposit (FD) tenures does Aruna Sahakara Bank offer?

Aruna Sahakara Bank Niyamitha's published fixed deposit (FD) rate table has 6 tenure bands, from “07 Days to 45 Days” to “3 Years and Above”.

Does Aruna Sahakara Bank pay more than the Post Office Time Deposit?

Aruna Sahakara Bank Niyamitha pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 7.75% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Aruna Sahakara Bank's 1-year FD rate rank?

Aruna Sahakara Bank Niyamitha's 1-year general FD rate of 8.25% ranks #14 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Aruna Sahakara Bank insured?

Deposits with Aruna Sahakara Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Aruna Sahakara Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Aruna Sahakara Bank website before investing.

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Good to know

  • Deposits with Aruna Sahakara Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Aruna Sahakara Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Aruna Sahakara Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Aruna Sahakara Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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