Akhand Anand Co-Operative Bank Ltd. Education Loan interest rates · November 2026
Your education loan at Akhand Anand Bank.
Choose a scheme. Understand the rate. Explore your repayment.
What would I pay each month?
See scheme conditions Scheme selected for illustration. Check eligibility with the bank.
About you
Akhand Anand Bank's published education loan rates are the same whatever your credit score, income, gender or employer, so there's nothing to ask. Where you land inside a scheme's range is up to the bank.
At 9.50%, you repay ₹13.73 lakh: ₹10 lakh borrowed and ₹3.73 lakh interest.
From the first year, most of each EMI repays the loan.
Every 0.25% off the rate saves about ₹128 a month. Worth asking for.
Range estimate, not your approved offer. Excludes fees. Assumes the rate stays unchanged.
Scheme conditions & source
Understand this scheme
- Published rate
- 9.50% p.a.
- Rate type
- Not stated
- Pricing published as
- Not stated
- Benchmark
- –
- Who it's for
- As the bank's conditions say
What still needs confirming
- Your eligible rate and the scheme's conditions
- Processing fees and other charges
Effective date not stated · checked 15 Nov 2026
Compare Akhand Anand Bank's education loan schemes
Akhand Anand Bank publishes one education loan scheme we can read.
| Scheme | Published rate | EMI range* | Choose |
|---|---|---|---|
| Education Loan | 9.50% | ₹16,344 | Selected |
*₹10 lakh over 7 years, before fees. Scheme names follow the bank's published wording.
How Akhand Anand Bank compares
Each bank's lowest published rate, and what the same loan would cost a month there. Before charges.
Education loan · EMI on ₹10 lakh over 7 years
Akhand Anand Bank education loan: questions borrowers ask
What is the Akhand Anand Bank education loan interest rate?
As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes education loan rates of 9.50% a year. The rate you are offered depends on your credit score, income and the loan amount.
What is the EMI on a ₹10 lakh education loan from Akhand Anand Bank?
At Akhand Anand Bank's lowest published rate of 9.50%, a ₹10 lakh education loan over 7 years costs about ₹16,344 a month, or ₹3,72,894 in interest over the loan. Charges and insurance are extra.
Is Akhand Anand Bank cheaper than other banks for a education loan?
Of the 6 banks we read for education loans, Akhand Anand Bank's lowest published rate (9.50%) ranks number 6; the lowest is 6.95% at Central. Compare the charges as well as the rate.
Does RateScan get paid by Akhand Anand Bank?
No. We take no referral fees, show no ads and don't take loan applications. Every figure is read from the bank's own page, which is linked from every scheme.
More from Akhand Anand Bank
Other banks
How we collect loan rates
From the bank's own pages. Every figure is read from the lending-rate page the bank publishes, and links back to it. Benchmarks are re-read every day.
A published rate is not an offer. Banks set your rate from your credit score, income, the loan amount and the property or vehicle. We show the range the bank publishes; "7.60% onwards" means the bank gave no top figure.
Benchmark plus spread. A floating loan's rate is the bank's benchmark (its repo-linked rate, or MCLR for older loans) plus a spread fixed when you borrow. When the benchmark moves, your rate moves with it at the next reset.
The EMI is worked out on a reducing balance with monthly instalments: EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where r is the yearly rate ÷ 12 and n the number of months. It leaves out processing charges and insurance.
No referral fees. We don't take loan applications or get paid by lenders, so the order is the order.
Independent. No referral fees. Official sources.
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