Akhand Anand Co-Operative Bank Ltd. Home Loan interest rates · November 2026
Your home loan at Akhand Anand Bank.
Choose a scheme. Understand the rate. Explore your repayment.
What would I pay each month?
See scheme conditions Scheme selected for illustration. Check eligibility with the bank.
About you
Akhand Anand Bank's published home loan rates are the same whatever your credit score, income, gender or employer, so there's nothing to ask. Where you land inside a scheme's range is up to the bank.
At 8.75%, you repay ₹1.06 crore: ₹50 lakh borrowed and ₹56.05 lakh interest.
In the first 12 years, most of each EMI is interest. From year 13, most of it repays the loan.
Every 0.25% off the rate saves about ₹794 a month. Worth asking for.
Range estimate, not your approved offer. Excludes fees. Assumes the rate stays unchanged.
Scheme conditions & source
Understand this scheme
- Published rate
- 8.75% p.a.
- Rate type
- Not stated
- Pricing published as
- Not stated
- Benchmark
- –
- Who it's for
- Loan Amount Up to 25 lakhs
What still needs confirming
- Your eligible rate and the scheme's conditions
- Processing fees and other charges
Effective date not stated · checked 15 Nov 2026
Compare Akhand Anand Bank's home loan schemes
Akhand Anand Bank publishes one home loan scheme we can read.
| Scheme | Published rate | EMI range* | Choose |
|---|---|---|---|
| Housing Loan2 borrower bands | 8.75%–9.25% | ₹44,186–₹45,793 | Selected |
*₹50 lakh over 20 years, before fees. Scheme names follow the bank's published wording.
Every home loan rate Akhand Anand Bank publishes
2 rates across 1 scheme, by who each is for.
| Scheme and band | Who it's for | Rate | EMI* | Use |
|---|---|---|---|---|
| Housing LoanLoan Amount Up to 25 lakhs | As the band says | 8.75% | ₹44,186 | |
| Housing LoanLoan Amount Above 25 lakhs | As the band says | 9.25% | ₹45,793 |
*₹50 lakh over 20 years, before fees. Band names are the bank's own; “who it's for” is what they state.
How Akhand Anand Bank compares
Each bank's lowest published rate, and what the same loan would cost a month there. Before charges.
Home loan · EMI on ₹50 lakh over 20 years
- 1.Central · 7.25%₹39,519/mo₹4,667 a month less
- 2.Maharashtra · 7.25%₹39,519/mo₹4,667 a month less
- 3.Indian · 7.35%₹39,822/mo₹4,363 a month less
- 4.BoB · 7.40%₹39,974/mo₹4,211 a month less
- 5.PNB · 7.45%₹40,127/mo₹4,059 a month less
- 6.Kotak · 7.60%₹40,586/mo₹3,600 a month less
- 8.Akhand Anand Bank · 8.75%₹44,186/moThis bank
Akhand Anand Bank home loan: questions borrowers ask
What is the Akhand Anand Bank home loan interest rate?
As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes home loan rates of 8.75% to 9.25% a year. The lowest, 8.75%, is for: Loan Amount Up to 25 lakhs. The rate you are offered depends on your credit score, income and the loan amount.
What is the EMI on a ₹50 lakh home loan from Akhand Anand Bank?
At Akhand Anand Bank's lowest published rate of 8.75%, a ₹50 lakh home loan over 20 years costs about ₹44,186 a month, or ₹56,04,529 in interest over the loan. Charges and insurance are extra.
Is Akhand Anand Bank cheaper than other banks for a home loan?
Of the 8 banks we read for home loans, Akhand Anand Bank's lowest published rate (8.75%) ranks number 8; the lowest is 7.25% at Central. Compare the charges as well as the rate.
Does RateScan get paid by Akhand Anand Bank?
No. We take no referral fees, show no ads and don't take loan applications. Every figure is read from the bank's own page, which is linked from every scheme.
More from Akhand Anand Bank
Other banks
How we collect loan rates
From the bank's own pages. Every figure is read from the lending-rate page the bank publishes, and links back to it. Benchmarks are re-read every day.
A published rate is not an offer. Banks set your rate from your credit score, income, the loan amount and the property or vehicle. We show the range the bank publishes; "7.60% onwards" means the bank gave no top figure.
Benchmark plus spread. A floating loan's rate is the bank's benchmark (its repo-linked rate, or MCLR for older loans) plus a spread fixed when you borrow. When the benchmark moves, your rate moves with it at the next reset.
The EMI is worked out on a reducing balance with monthly instalments: EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where r is the yearly rate ÷ 12 and n the number of months. It leaves out processing charges and insurance.
No referral fees. We don't take loan applications or get paid by lenders, so the order is the order.
Independent. No referral fees. Official sources.
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