FD rates in Lakshadweep · November 2026
8 banks with a branch in Lakshadweep, ranked by their best fixed-deposit rate.
Banks in Lakshadweep, ranked by FD rate
General public · below ₹3 crore · Dataset refreshed 14 Nov 2026
| # | Bank | Rate | Applies to | Branches here |
|---|---|---|---|---|
| 1 | Post Office Savings Schemes
Government Scheme |
7.50% | 5 years | 10 |
| 2 | Yes Bank
Private  |
7.25% | 18 months 1 day < 24 months | 1 |
| 3 | Canara Bank
Public |
6.75% | 555 days ## · Canara 555 | 9 |
| 4 | UCO Bank
Public |
6.70% | 535 days · UCO 535 | 1 |
| 5 | Bank of Maharashtra
Public |
6.65% | 400 days · 400-day special | 1 |
| 6 | HDFC Bank
Private |
6.60% | 3 years 1 day to < 4 years 7 months | 1 |
| 7 | Union Bank of India
Public |
6.55% | 555 days · 555-Day Special | 1 |
| 8 | State Bank of India
Public |
6.45% | 444 days (Amrit Vrishti) · Amrit Vrishti 444 days | 3 |
8 banks we track have a branch in Lakshadweep. As of 14 Nov 2026, the highest FD rate here is 7.50% at Post Office Savings Schemes.
Every rate comes from the bank's own page and is re-read daily. The table ranks each bank by its best rate for a general depositor below ₹3 crore; pick a tenure and amount in the filters to match your deposit. Deposits at these banks are covered by DICGC up to ₹5 lakh per depositor per bank. Branch counts come from RBI's IFSC list.
Best FD rate in Lakshadweep by type of bank
The highest rate in each group, among banks with a branch here.
| Public | Canara Bank | 6.75% | 555 days ## |
| Private | Yes Bank | 7.25% | 18 months 1 day < 24 months |
| Government Scheme | Post Office Savings Schemes | 7.50% | 5 years |
Frequently Asked Questions
Which bank has the highest FD rate in Lakshadweep?
As of 14 Nov 2026, Post Office Savings Schemes pays the highest FD rate among banks with a branch in Lakshadweep: 7.50% a year for general depositors. Next are Yes at 7.25% and Canara at 6.75%. Confirm the current rate with the bank before you invest.
How many banks have a branch in Lakshadweep?
8 of the banks RateScan.in tracks have at least one branch in Lakshadweep, counted from RBI's IFSC list: 0 co-operative and regional rural banks, and 8 public, private, small finance and other banks.
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