The Youth Development Co-operative Bank Ltd., Kolhapur Fixed Deposit interest rates · November 2026
What will my FD earn at Youth Development Co-op Bank?
Showing 9 of 10 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 45 days |
3.50% | 4.00% | Any amount | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
46 days to 179 days |
5.50% | 6.00% | Any amount | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
180 days to less than 1 year |
6.75% | 7.00% | Any amount | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
1 year to less than 2 years |
7.50% | 7.75% | Any amount | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
13 months to less than 15 months |
8.25% | – | ₹15 lakh to below ₹50 lakh | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
15 months and above ₹15 lakh to below ₹50 lakh |
8.40% | – | ₹15 lakh to below ₹50 lakh | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
15 months and above ₹50 lakh and above |
8.50% | – | ₹50 lakh and above | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
2 years to less than 3 years |
7.75% | 8.00% | Any amount | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
3 years to less than 5 years |
8.00% | 8.25% | Any amount | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
5 years to 10 years |
8.10% | 8.35% | Any amount | 12 Feb 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
No rates match these filters.
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Youth Development Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the savings rate (0.50%) is as printed on the picture; the bulk-deposit rows are the three lines under the table; the pigmy deposit is not ingested
- single term deposit of ₹15 lakh to below ₹50 lakh; Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the savings rate (0.50%) is as printed on the picture; the bulk-deposit rows are the three lines under the table; the pigmy deposit is not ingested
- single term deposit of ₹50 lakh and above; Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); the savings rate (0.50%) is as printed on the picture; the bulk-deposit rows are the three lines under the table; the pigmy deposit is not ingested
Before you book
Youth Development Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Youth Development Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Youth Development Co-operative Bank Ltd., Kolhapur offers up to 8.10% p.a. on its fixed deposit (FD) (5 years to 10 years) for general customers and 8.35% p.a. (5 years to 10 years) for senior citizens. Rates below are as published by the bank. Confirm with Youth Development Co-op Bank before investing.
What is the Youth Development Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Youth Development Co-operative Bank Ltd., Kolhapur offers 7.50% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Youth Development Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Youth Development Co-operative Bank Ltd., Kolhapur offers 7.75% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Youth Development Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Youth Development Co-operative Bank Ltd., Kolhapur offers 8.00% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Youth Development Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Youth Development Co-operative Bank Ltd., Kolhapur offers 8.10% p.a. on a 5-year FD for general customers and 8.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 12 Feb 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Youth Development Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Youth Development Co-operative Bank Ltd., Kolhapur, depending on the tenure.
When did Youth Development Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Youth Development Co-operative Bank Ltd., Kolhapur's fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Youth Development Co-op Bank offer?
The Youth Development Co-operative Bank Ltd., Kolhapur's published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 45 days” to “5 years to 10 years”.
Does Youth Development Co-op Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Youth Development Co-operative Bank Ltd., Kolhapur's table lists separate bands: Any amount; ₹15 lakh to below ₹50 lakh; ₹50 lakh and above. Each row shows the band it applies to.
Does Youth Development Co-op Bank pay more than the Post Office Time Deposit?
The Youth Development Co-operative Bank Ltd., Kolhapur pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Youth Development Co-op Bank's 1-year FD rate rank?
The Youth Development Co-operative Bank Ltd., Kolhapur's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Youth Development Co-op Bank insured?
Deposits with The Youth Development Co-operative Bank Ltd., Kolhapur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Youth Development Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 12 Feb 2026. Rates can change without notice, so verify on the official Youth Development Co-op Bank website before investing.
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Good to know
- Deposits with The Youth Development Co-operative Bank Ltd., Kolhapur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Youth Development Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Youth Development Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Youth Development Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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