Town Co-operative Bank Ltd., Sira Fixed Deposit interest rates · November 2026
What will my FD earn at Town Co-op Bank Sira?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 90 days |
4.50% | 4.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days |
5.00% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 1 year |
7.00% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year to 13 Months |
7.50% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
2 years and above |
8.25% | 8.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Town Co-op Bank Sira FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%Before you book
Town Co-op Bank Sira Fixed Deposit: frequently asked questions
What is the highest Town Co-op Bank Sira Fixed Deposit interest rate?
As of 14 Nov 2026, Town Co-operative Bank Ltd., Sira offers up to 8.25% p.a. on its fixed deposit (FD) (2 years and above) for general customers. Rates below are as published by the bank. Confirm with Town Co-op Bank Sira before investing.
What is the Town Co-op Bank Sira 1-year FD interest rate?
As of 14 Nov 2026, Town Co-operative Bank Ltd., Sira offers 7.50% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Town Co-op Bank Sira 2-year FD interest rate?
As of 14 Nov 2026, Town Co-operative Bank Ltd., Sira offers 8.25% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Town Co-op Bank Sira 3-year FD interest rate?
As of 14 Nov 2026, Town Co-operative Bank Ltd., Sira offers 8.25% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Town Co-op Bank Sira 5-year FD interest rate?
As of 14 Nov 2026, Town Co-operative Bank Ltd., Sira offers 8.25% p.a. on a 5-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Town Co-op Bank Sira?
Town Co-operative Bank Ltd., Sira does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Town Co-op Bank Sira last change its Fixed Deposit rates?
RateScan.in has recorded no change to Town Co-operative Bank Ltd., Sira's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Town Co-op Bank Sira offer?
Town Co-operative Bank Ltd., Sira's published fixed deposit (FD) rate table has 5 tenure bands, from “15 days to 90 days” to “2 years and above”.
Does Town Co-op Bank Sira pay more than the Post Office Time Deposit?
Town Co-operative Bank Ltd., Sira pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 8.25% (PO 7.00%), 3y 8.25% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Town Co-op Bank Sira's 1-year FD rate rank?
Town Co-operative Bank Ltd., Sira's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Town Co-op Bank Sira insured?
Deposits with Town Co-operative Bank Ltd., Sira are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Town Co-op Bank Sira rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Town Co-op Bank Sira website before investing.
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Good to know
- Deposits with Town Co-operative Bank Ltd., Sira are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Town Co-op Bank Sira is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Town Co-op Bank Sira's published FD table shows no separate senior citizen rate.
Informational only. Always confirm the current rate on the official Town Co-op Bank Sira website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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