Rates verified from official source

The Co-Operative Bank of Rajkot Ltd. interest rates · October 2026

Top FD rate
6.75%
above 12 months up to 24 months
Senior citizen FD
7.25%
above 12 months up to 24 months
Savings rate
3.00%
All balances

Overview

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The Co-Operative Bank of Rajkot Ltd. (Raj Bank) is an urban co-operative bank (UCB), headquartered in Rajkot. Its headline 1-year FD rate of 5.00% is 1.33% below the urban co-operative bank average of 6.33%, ranking #326 of 333 banks on RateScan.in. RateScan.in tracks 14 published rate lines for Raj Bank (product types: 2), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Rajkot
Monitored since
22 Oct 2026
Operates in
Gujarat

Rates as of 10 Dec 2024, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Good to know

  • Deposits with The Co-Operative Bank of Rajkot Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Raj Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Raj Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Raj Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.