Sarvodaya Sahakari Bank Ltd. interest rates · October 2026
Overview
Sarvodaya Sahakari Bank Ltd. (Sarvodaya Sahakari Bank) is an urban co-operative bank (UCB), headquartered in Surat. Its headline 1-year FD rate of 7.50% is 1.19% above the urban co-operative bank average of 6.31%, ranking #12 of 333 banks on RateScan.in. RateScan.in tracks 35 published rate lines for Sarvodaya Sahakari Bank (product types: 2), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.
Rates as of 28 Sept 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.
Higher 1 year Fixed Deposit rates than Sarvodaya Sahakari Bank
3 banks serving Gujarat pay more. Top picks:
Good to know
- Deposits with Sarvodaya Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sarvodaya Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Sarvodaya Sahakari Bank, depending on the tenure.
- Sarvodaya Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Sarvodaya Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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