Rates verified from official source

SBM Bank (India) Ltd. FCNR(B) Deposit interest rates · November 2026

SBM Bank India's best FCNR(B) Deposit rate is 4.55% (2 years to less than 3 years, GBP).

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toEffective OnSource
USD 1 year to less
than 2 years		 4.00% Any amount
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
USD 2 years to
less than 3 years		 3.50% Any amount
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
USD 3 years to
less than 4 years		 3.50% Any amount
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
USD 4 years to
less than 5 years		 3.50% Any amount
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
USD 5 years 3.50% Any amount
1 Nov 2026
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
Best rates Best FCNR(B) Deposit rates in MaharashtraCompare rates →

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What will my FCNR(B) deposit be worth?

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Explore banks in your currency →Compare published offers across banks.Need the proceeds in rupees? →Check NRE FDs and consider the currency conversion.Check deposit cover →The insurance limit is expressed in rupees.
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SBM Bank India FCNR(B) return examples

DepositHighest rate1 year4.00%2 years3.50%3 years3.50%5 years3.50%
$5,000★$5,202+$202 interest$5,359+$359 interest$5,549+$549 interest$5,947+$947 interest
$10,000★$10,404+$404 interest$10,719+$719 interest$11,097+$1,097 interest$11,894+$1,894 interest
$25,000★$26,010+$1,010 interest$26,796+$1,796 interest$27,743+$2,743 interest$29,736+$4,736 interest
$50,000★$52,020+$2,020 interest$53,593+$3,593 interest$55,485+$5,485 interest$59,472+$9,472 interest
$100,000★$104,040+$4,040 interest$107,186+$7,186 interest$110,970+$10,970 interest$118,944+$18,944 interest

Darker shade = higher rate. ★ marks the highest rate for that amount. Cumulative estimate with 180-day compounding, in the deposit currency. Rates as of 14 Nov 2026. Confirm the current rate with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

Before you book

SBM Bank India FCNR(B): frequently asked questions

What is the highest SBM Bank India FCNR(B) interest rate?

As of 14 Nov 2026, SBM Bank (India) Ltd. offers up to 4.55% p.a. on its FCNR(B) deposit (2 years to less than 3 years, GBP) for general customers. Rates below are as published by the bank. Confirm with SBM Bank India before investing.

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Which currencies does SBM Bank India offer for FCNR(B) deposits?

SBM Bank (India) Ltd. lists FCNR(B) rates for EUR, GBP, JPY, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

When did SBM Bank India last change its FCNR(B) rates?

RateScan.in has recorded no change to SBM Bank (India) Ltd.'s FCNR(B) deposit rates since it started tracking them on 27 Oct 2026.

Rate movements →

Is my FCNR(B) deposit with SBM Bank India insured?

Deposits with SBM Bank (India) Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these SBM Bank India rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Nov 2026. Rates can change without notice, so verify on the official SBM Bank India website before investing.

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More SBM Bank India rates

SBM Bank India overviewSBM Bank India Fixed Deposit ratesSBM Bank India Recurring Deposit ratesSBM Bank India Savings ratesSBM Bank India NRE FD rates

FCNR(B) rates at other banks

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Good to know

  • Deposits with SBM Bank (India) Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • SBM Bank India is a foreign bank operating in India, regulated by the RBI.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at SBM Bank India, depending on the tenure.
official Effective 1 May 2026 · Ingested 27 Oct 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official SBM Bank India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.