Rates verified from official source

QNB (Q.P.S.C.) (India) Fixed Deposit interest rates · November 2026

QNB India's best Fixed Deposit rate is 7.30% (301 days to 330 days), 0.80 points below the best on the market (8.10%).

What will my FD earn at QNB India?

Estimated value after 1 year · before tax ₹5,37,511 7.30% p.a. · ₹37,511 interest · quarterly compounding
Compare 1 year across banks → Save or plan this →
Deposit amount

Showing 12 of 36 rates.

TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
Up to ₹3 crore
 5.50% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
15 days
to 21 days
Up to ₹3 crore
 5.60% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
22 days
to 30 days
Up to ₹3 crore
 5.75% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 6 Nov 2026
31 days
to 45 days
Up to ₹3 crore
 5.80% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
46 days
to 60 days
Up to ₹3 crore
 6.00% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
61 days
to 90 days
Up to ₹3 crore
 6.20% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
91 days to
120 days
Up to ₹3 crore
 6.40% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
121 days
to 150 days
Up to ₹3 crore
 6.60% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
151 days
to 180 days
Up to ₹3 crore
 6.80% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
181 days
to 270 days
3 slabs at this rate
Up to ₹3 crore
 7.00% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
271 days
to 300 days
Up to ₹3 crore
 7.20% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
301 days to 366
days and above
3 slabs at this rate
Up to ₹3 crore
 7.30% – Up to ₹3 crore
6 Nov 2026
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
Best rates Best 1 year Fixed Deposit rates in MaharashtraCompare rates →

Compare QNB India FD returns with other banks

Choose up to five banks. Compare rates and returns across every tenure.

Loading comparison…

What will my FD be worth?

Explore your options

Stagger maturity dates →Plan FDs that mature in stages.Check deposit cover →Include your existing balances and accrued interest.Already have an FD? →Compare staying with switching after a penalty.
See all tenures

QNB India FD return examples

Deposit1 year7.30%3 years7.30%5 years7.30%10 years7.30%
₹50,000₹53,751₹3,751 a year₹304/mo₹62,119₹3,751 a year₹304/mo₹71,789₹3,751 a year₹304/mo₹1,03,073₹3,751 a year₹304/mo
₹1 lakh₹1,07,502₹7,502 a year₹608/mo₹1,24,238₹7,502 a year₹608/mo₹1,43,578₹7,502 a year₹608/mo₹2,06,147₹7,502 a year₹608/mo
₹2 lakh₹2,15,005₹15,005 a year₹1,217/mo₹2,48,475₹15,005 a year₹1,217/mo₹2,87,156₹15,005 a year₹1,217/mo₹4,12,294₹15,005 a year₹1,217/mo
₹5 lakh₹5,37,511₹37,511 a year₹3,042/mo₹6,21,188₹37,511 a year₹3,042/mo₹7,17,891₹37,511 a year₹3,042/mo₹10,30,734₹37,511 a year₹3,042/mo
₹10 lakh₹10,75,023₹75,023 a year₹6,083/mo₹12,42,376₹75,023 a year₹6,083/mo₹14,35,782₹75,023 a year₹6,083/mo₹20,61,469₹75,023 a year₹6,083/mo

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.30%
Compare 1 year rates → Estimate my return
Market rank & rate source

#183 of 1033

331 days to 365 days · Up to ₹3 crore

Official rate sheet ↗
See all published rates
  • callable deposits up to INR 30 million (₹3 crore)
  • callable deposits
Before you book

QNB India Fixed Deposit: frequently asked questions

What is the highest QNB India Fixed Deposit interest rate?

As of 14 Nov 2026, QNB (Q.P.S.C.) (India) offers up to 7.30% p.a. on its fixed deposit (FD) (301 days to 330 days) for general customers. Rates below are as published by the bank. Confirm with QNB India before investing.

See today's top interest rates →

What is the QNB India 1-year FD interest rate?

As of 14 Nov 2026, QNB (Q.P.S.C.) (India) offers 7.30% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 6 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the QNB India 2-year FD interest rate?

As of 14 Nov 2026, QNB (Q.P.S.C.) (India) offers 7.30% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 6 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the QNB India 3-year FD interest rate?

As of 14 Nov 2026, QNB (Q.P.S.C.) (India) offers 7.30% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 6 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the QNB India 5-year FD interest rate?

As of 14 Nov 2026, QNB (Q.P.S.C.) (India) offers 7.30% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 6 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at QNB India?

QNB (Q.P.S.C.) (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

See today's top senior citizen rates →

When did QNB India last change its Fixed Deposit rates?

QNB (Q.P.S.C.) (India) last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 6 Nov 2026: the general rate for 22 days to 30 days · Up to ₹3 crore went from 5.70% to 5.75%. RateScan.in has tracked QNB India's rates since 1 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does QNB India offer?

QNB (Q.P.S.C.) (India)'s published fixed deposit (FD) rate table has 16 tenure bands, from “7 days to 14 days” to “366 days and above”.

Does QNB India pay different fixed deposit (FD) rates by deposit size?

Yes. QNB (Q.P.S.C.) (India)'s table lists separate bands: Up to ₹3 crore; Above ₹3 crore to below ₹50 crore; ₹50 crore and above. Each row shows the band it applies to.

Does QNB India pay more than the Post Office Time Deposit?

QNB (Q.P.S.C.) (India) pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.30% (PO 6.90%), 2y 7.30% (PO 7.00%), 3y 7.30% (PO 7.10%), 5y 7.30% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does QNB India's 1-year FD rate rank?

QNB (Q.P.S.C.) (India)'s 1-year general FD rate of 7.30% ranks #183 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with QNB India insured?

Deposits with QNB (Q.P.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these QNB India rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 6 Nov 2026. Rates can change without notice, so verify on the official QNB India website before investing.

Rate movements →

More QNB India rates

QNB India overview

Fixed Deposit rates at other banks

Mudalagi Co-op Bank Fixed Deposit ratesPalamoor Co-op Urban Bank Fixed Deposit ratesBilagi Pattan Sahakari Bank Fixed Deposit ratesKakatiya Co-op Urban Bank Fixed Deposit ratesNavabharat Co-op Urban Bank Fixed Deposit ratesKattappana Urban Co-op Bank Fixed Deposit ratesAdarsh Co-op Urban Bank Fixed Deposit ratesMaharana Pratap Co-op Urban Bank Fixed Deposit ratesDevi Gayatri Co-op Bank Fixed Deposit ratesYeola Merchants Bank Fixed Deposit ratesBest Fixed Deposit rates across all banks
More ways to compare banks

Compare QNB India with similar banks

Nearby banks paying a little more at 1 year

Pravara Bank 7.40%Nandani Sahakari Bank 7.40%Deola Merchants' Co-op Bank 7.50%

Banks with a similar rate at 1 year

SBM Bank India 7.10%

Best FD rates among foreign banks → Best FD rates in Maharashtra →

Good to know

  • Deposits with QNB (Q.P.S.C.) (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • QNB India is a foreign bank operating in India, regulated by the RBI.
official Effective 6 Nov 2026 · Ingested 1 Nov 2026 · Verified 13 Nov 2026 · View source

Informational only. Always confirm the current rate on the official QNB India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.