Palghat Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Palghat Co-op Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
5.25% | – | Any amount | 17 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 days to 90 days |
5.75% | – | Any amount | 17 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 179 days |
6.25% | – | Any amount | 17 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
180 days to 364 days |
6.50% | – | Any amount | 17 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 year to less than 2 years |
7.75% | – | Any amount | 17 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 2 years to less than 3 years |
7.25% | – | Any amount | 17 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 3 years |
6.25% | – | Any amount | 17 Aug 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Compare Palghat Co-op Urban Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Palghat Co-op Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.75%Before you book
Palghat Co-op Urban Bank Fixed Deposit: frequently asked questions
What is the highest Palghat Co-op Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Palghat Co-operative Urban Bank Ltd. offers up to 7.75% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers. Rates below are as published by the bank. Confirm with Palghat Co-op Urban Bank before investing.
What is the Palghat Co-op Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Palghat Co-operative Urban Bank Ltd. offers 7.75% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 17 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Palghat Co-op Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Palghat Co-operative Urban Bank Ltd. offers 6.25% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 17 Aug 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Palghat Co-op Urban Bank?
Palghat Co-operative Urban Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Palghat Co-op Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Palghat Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Palghat Co-op Urban Bank offer?
Palghat Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 45 days” to “Above 3 years”.
Does Palghat Co-op Urban Bank pay more than the Post Office Time Deposit?
Palghat Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 1 of 2 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Palghat Co-op Urban Bank's 1-year FD rate rank?
Palghat Co-operative Urban Bank Ltd.'s 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Palghat Co-op Urban Bank insured?
Deposits with Palghat Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Palghat Co-op Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 17 Aug 2026. Rates can change without notice, so verify on the official Palghat Co-op Urban Bank website before investing.
More Palghat Co-op Urban Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Palghat Co-op Urban Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Kerala →
Good to know
- Deposits with Palghat Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Palghat Co-op Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official Palghat Co-op Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Palghat Co-op Urban Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.