Muthoot Capital Services Limited Fixed Deposit interest rates · November 2026
What will my FD earn at Muthoot Capital?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 months |
7.90% | 8.15% | ₹1,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
24 months |
8.65% | 8.90% | ₹1,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
36 months |
8.95% | 9.20% | ₹1,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
48 months |
8.75% | 9.00% | ₹1,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
60 months |
8.50% | 8.75% | ₹1,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Muthoot Capital FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank.
FD rates by tenure
1 year
7.90%- Cumulative Maturity Plan (annualised yield 7.90%). Non-cumulative plans: monthly interest 7.65%, annual interest 7.90%.
- Cumulative Maturity Plan (annualised yield 9.02%). Non-cumulative plans: monthly interest 8.00%, annual interest 8.70%.
- Cumulative Maturity Plan (annualised yield 9.78%). Non-cumulative plans: monthly interest 8.50%, annual interest 9.10%.
- Cumulative Maturity Plan (annualised yield 9.97%). Non-cumulative plans: monthly interest 8.60%, annual interest 8.90%.
- Cumulative Maturity Plan (annualised yield 10.08%). Non-cumulative plans: monthly interest 8.50%, annual interest 8.90%.
Before you book
Muthoot Capital Fixed Deposit: frequently asked questions
What is the highest Muthoot Capital Fixed Deposit interest rate?
As of 14 Nov 2026, Muthoot Capital Services Limited offers up to 8.95% p.a. on its fixed deposit (FD) (36 months) for general customers and 9.20% p.a. (36 months) for senior citizens. Rates below are as published by the bank. Confirm with Muthoot Capital before investing.
What is the Muthoot Capital 1-year FD interest rate?
As of 14 Nov 2026, Muthoot Capital Services Limited offers 7.90% p.a. on a 1-year FD for general customers and 8.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Muthoot Capital 2-year FD interest rate?
As of 14 Nov 2026, Muthoot Capital Services Limited offers 8.65% p.a. on a 2-year FD for general customers and 8.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Muthoot Capital 3-year FD interest rate?
As of 14 Nov 2026, Muthoot Capital Services Limited offers 8.95% p.a. on a 3-year FD for general customers and 9.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Muthoot Capital 5-year FD interest rate?
As of 14 Nov 2026, Muthoot Capital Services Limited offers 8.50% p.a. on a 5-year FD for general customers and 8.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Muthoot Capital?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Muthoot Capital Services Limited, depending on the tenure.
When did Muthoot Capital last change its Fixed Deposit rates?
RateScan.in has recorded no change to Muthoot Capital Services Limited's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Muthoot Capital offer?
Muthoot Capital Services Limited's published fixed deposit (FD) rate table has 5 tenure bands, from “12 months” to “60 months”.
Does Muthoot Capital pay more than the Post Office Time Deposit?
Muthoot Capital Services Limited pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.90% (PO 6.90%), 2y 8.65% (PO 7.00%), 3y 8.95% (PO 7.10%), 5y 8.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Muthoot Capital insured?
No. Muthoot Capital Services Limited is a non-banking finance company, so its deposits are not covered by DICGC deposit insurance. Check its credit rating and financial strength before depositing.
How current are these Muthoot Capital rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Muthoot Capital website before investing.
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Good to know
- Deposits with Muthoot Capital Services Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
- Muthoot Capital is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Muthoot Capital, depending on the tenure.
Informational only. Always confirm the current rate on the official Muthoot Capital website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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