Sundaram Finance Limited Fixed Deposit interest rates · November 2026
What will my FD earn at Sundaram Finance?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 months |
7.00% | 7.50% | ₹10,000 and above | 16 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
24 months |
7.25% | 7.75% | ₹10,000 and above | 16 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
36 months |
7.50% | 8.00% | ₹10,000 and above | 16 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Sundaram Finance FD return examples
| Deposit | 1 year7.00% | Highest rate3 years7.50% |
|---|---|---|
| ₹50,000 | ₹53,593₹3,593 a year₹292/mo | ★₹62,486₹3,857 a year₹313/mo |
| ₹1 lakh | ₹1,07,186₹7,186 a year₹583/mo | ★₹1,24,972₹7,714 a year₹625/mo |
| ₹2 lakh | ₹2,14,372₹14,372 a year₹1,167/mo | ★₹2,49,943₹15,427 a year₹1,250/mo |
| ₹5 lakh | ₹5,35,930₹35,930 a year₹2,917/mo | ★₹6,24,858₹38,568 a year₹3,125/mo |
| ₹10 lakh | ₹10,71,859₹71,859 a year₹5,833/mo | ★₹12,49,716₹77,136 a year₹6,250/mo |
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank.
FD rates by tenure
1 year
7.00%- Cumulative (annual rests), effective yield 7.00%. Payout rates: monthly 6.78%, quarterly 6.82%.
- Cumulative (annual rests), effective yield 7.51%. Payout rates: monthly 7.02%, quarterly 7.06%.
- Cumulative (annual rests), effective yield 8.08%. Payout rates: monthly 7.25%, quarterly 7.30%.
Before you book
Sundaram Finance Fixed Deposit: frequently asked questions
What is the highest Sundaram Finance Fixed Deposit interest rate?
As of 14 Nov 2026, Sundaram Finance Limited offers up to 7.50% p.a. on its fixed deposit (FD) (36 months) for general customers and 8.00% p.a. (36 months) for senior citizens. Rates below are as published by the bank. Confirm with Sundaram Finance before investing.
What is the Sundaram Finance 1-year FD interest rate?
As of 14 Nov 2026, Sundaram Finance Limited offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sundaram Finance 2-year FD interest rate?
As of 14 Nov 2026, Sundaram Finance Limited offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sundaram Finance 3-year FD interest rate?
As of 14 Nov 2026, Sundaram Finance Limited offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 16 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sundaram Finance?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sundaram Finance Limited, depending on the tenure.
When did Sundaram Finance last change its Fixed Deposit rates?
RateScan.in has recorded no change to Sundaram Finance Limited's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Sundaram Finance offer?
Sundaram Finance Limited's published fixed deposit (FD) rate table has 3 tenure bands, from “12 months” to “36 months”.
Does Sundaram Finance pay more than the Post Office Time Deposit?
Sundaram Finance Limited pays more than the Post Office Time Deposit at 3 of 3 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.50% (PO 7.10%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Sundaram Finance insured?
No. Sundaram Finance Limited is a non-banking finance company, so its deposits are not covered by DICGC deposit insurance. Check its credit rating and financial strength before depositing.
How current are these Sundaram Finance rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 16 Oct 2026. Rates can change without notice, so verify on the official Sundaram Finance website before investing.
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Good to know
- Deposits with Sundaram Finance Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
- Sundaram Finance is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sundaram Finance, depending on the tenure.
Informational only. Always confirm the current rate on the official Sundaram Finance website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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