ICICI Home Finance Company Limited Fixed Deposit interest rates · November 2026
What will my FD earn at ICICI Home Finance?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 to under 24 months |
7.05% | 7.40% | ₹10,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
18 months (special tenure) Special tenure |
7.25% | 7.60% | ₹10,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
24 to under 36 months |
7.10% | 7.45% | ₹10,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
27 months (special tenure) Special tenure |
7.35% | 7.70% | ₹10,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
36 to under 48 months |
7.20% | 7.55% | ₹10,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
48 to 60 months |
7.30% | 7.65% | ₹10,000 to ₹3 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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ICICI Home Finance FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank.
FD rates by tenure
1 year
7.05%- Cumulative plan. Payout plans: yearly 7.05%, quarterly 6.85%, monthly 6.80%. Retail deposits below ₹3 crore.
- Cumulative plan. Payout plans: yearly 7.25%, quarterly 7.05%, monthly 7.00%. Retail deposits below ₹3 crore.
- Cumulative plan. Payout plans: yearly 7.10%, quarterly 6.90%, monthly 6.85%. Retail deposits below ₹3 crore.
- Cumulative plan. Payout plans: yearly 7.35%, quarterly 7.15%, monthly 7.10%. Retail deposits below ₹3 crore.
- Cumulative plan. Payout plans: yearly 7.20%, quarterly 7.00%, monthly 6.95%. Retail deposits below ₹3 crore.
- Cumulative plan. Payout plans: yearly 7.30%, quarterly 7.10%, monthly 7.05%. Retail deposits below ₹3 crore.
Before you book
ICICI Home Finance Fixed Deposit: frequently asked questions
What is the highest ICICI Home Finance Fixed Deposit interest rate?
As of 14 Nov 2026, ICICI Home Finance Company Limited offers up to 7.35% p.a. on its fixed deposit (FD) (27 months (special tenure)) for general customers and 7.70% p.a. (27 months (special tenure)) for senior citizens. Rates below are as published by the bank. Confirm with ICICI Home Finance before investing.
What is the ICICI Home Finance 1-year FD interest rate?
As of 14 Nov 2026, ICICI Home Finance Company Limited offers 7.05% p.a. on a 1-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ICICI Home Finance 2-year FD interest rate?
As of 14 Nov 2026, ICICI Home Finance Company Limited offers 7.10% p.a. on a 2-year FD for general customers and 7.45% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ICICI Home Finance 3-year FD interest rate?
As of 14 Nov 2026, ICICI Home Finance Company Limited offers 7.20% p.a. on a 3-year FD for general customers and 7.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the ICICI Home Finance 5-year FD interest rate?
As of 14 Nov 2026, ICICI Home Finance Company Limited offers 7.30% p.a. on a 5-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at ICICI Home Finance?
Yes. Senior citizens (60+) earn up to 0.35% p.a. more than general customers at ICICI Home Finance Company Limited, depending on the tenure.
When did ICICI Home Finance last change its Fixed Deposit rates?
RateScan.in has recorded no change to ICICI Home Finance Company Limited's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does ICICI Home Finance offer?
ICICI Home Finance Company Limited's published fixed deposit (FD) rate table has 4 tenure bands, from “12 to under 24 months” to “48 to 60 months”.
Does ICICI Home Finance have special fixed deposit (FD) schemes?
ICICI Home Finance Company Limited's rate table lists these named schemes (1): Special tenure. Check eligibility and end dates with the bank.
Does ICICI Home Finance pay more than the Post Office Time Deposit?
ICICI Home Finance Company Limited pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.05% (PO 6.90%), 2y 7.10% (PO 7.00%), 3y 7.20% (PO 7.10%), 5y 7.30% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with ICICI Home Finance insured?
No. ICICI Home Finance Company Limited is a non-banking finance company, so its deposits are not covered by DICGC deposit insurance. Check its credit rating and financial strength before depositing.
How current are these ICICI Home Finance rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official ICICI Home Finance website before investing.
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Good to know
- Deposits with ICICI Home Finance Company Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
- ICICI Home Finance is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
- Senior citizens (60+) earn up to 0.35% p.a. more than general customers at ICICI Home Finance, depending on the tenure.
- ICICI Home Finance's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official ICICI Home Finance website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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