Rates verified from official source

Muthoot Capital Services Limited interest rates · November 2026

Top FD rate
8.95%
36 months
Senior citizen FD
9.20%
36 months

Muthoot Capital FD rates

1 year7.90%Senior 8.15%3 years8.95%Senior 9.20%5 years8.50%Senior 8.75%
All tenures, calculator and comparison →

What will my FD earn at Muthoot Capital?

Estimated value after 1 year · before tax ₹5,40,686 7.90% p.a. · ₹40,686 interest · quarterly compounding
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Overview

Muthoot Capital Services Limited (Muthoot Capital) is a non-banking finance company (NBFC), headquartered in Kochi.

Headquarters
Kochi
Monitored since
26 Oct 2026
Ownership
Deposit-taking NBFC (Muthoot Pappachan group, publicly listed)
Operates in
All India (nationwide)

Rates verified from official source. Non-banking finance company (NBFC): deposits are not insured by DICGC. Compare the credit rating along with the rate.

RBI record

No RBI press release since 1 Jan 2024 names Muthoot Capital Services Limited. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Muthoot Capital Fixed Deposit rate changes

Changes to Muthoot Capital's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 26 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Muthoot Capital's fixed deposit (FD) rates has been recorded since tracking started on 26 Oct 2026.

Good to know

  • Deposits with Muthoot Capital Services Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
  • Muthoot Capital is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Muthoot Capital, depending on the tenure.
official Effective unavailable · Ingested 26 Oct 2026 · Verified 13 Nov 2026 · View source

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