The Merchants' Urban Co-operative Bank Ltd., Gadag interest rates · November 2026
Merchants' Urban Bank Gadag FD rates
All tenures, calculator and comparison →What will my FD earn at Merchants' Urban Bank Gadag?
Overview
The Merchants' Urban Co-operative Bank Ltd., Gadag (Merchants' Urban Bank Gadag) is an urban co-operative bank (UCB), headquartered in Gadag. Its headline 1-year FD rate of 8.50% is 1.85% above the urban co-operative bank average of 6.65%, ranking #8 of 1033 banks on RateScan.in.
Rates as of 1 Mar 2023, verified from official source. Urban co-operative bank, regulated by RBI and the state Registrar of Co-operative Societies: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.
RBI record
No RBI press release since 1 Jan 2024 names The Merchants' Urban Co-operative Bank Ltd., Gadag. We read RBI's press releases every week; last checked on 11 Nov 2026.
This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.
Branches
Head office in Gadag
RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.
Head office from the bank's RBI registration.
Merchants' Urban Bank Gadag rates
Every rate, tenure by tenure, and what your money grows to.
Merchants' Urban Bank Gadag Fixed Deposit rate changes
Changes to Merchants' Urban Bank Gadag's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 12 Nov 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Merchants' Urban Bank Gadag's fixed deposit (FD) rates has been recorded since tracking started on 12 Nov 2026.
Good to know
- Deposits with The Merchants' Urban Co-operative Bank Ltd., Gadag are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Merchants' Urban Bank Gadag is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Merchants' Urban Bank Gadag, depending on the tenure.
- Merchants' Urban Bank Gadag's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Merchants' Urban Bank Gadag website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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