Rates verified from official source

Mashreqbank PSC (India) Fixed Deposit interest rates · November 2026

Mashreq India's best Fixed Deposit rate is 6.90% (391 days to 2 years), 2.60 points below the best on the market (9.50%).

What will my FD earn at Mashreq India?

Estimated value after 1 year · before tax ₹5,34,351 6.70% p.a. · ₹34,351 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 30 days
5.75% 5.75% Up to ₹2 crore
17 Nov 2023
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
31 days
to 60 days
6.25% 6.25% Up to ₹2 crore
17 Nov 2023
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
61 days
to 93 days
6.40% 6.40% Up to ₹2 crore
17 Nov 2023
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
94 days to
185 days
6.50% 6.50% Up to ₹2 crore
17 Nov 2023
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
186 days
to 390 days
6.70% 6.70% Up to ₹2 crore
17 Nov 2023
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026
391 days
to 2 years
6.90% 6.90% Up to ₹2 crore
17 Nov 2023
✓ verified 13 Nov 2026
official
fetched 1 Nov 2026

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Mashreq India FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.70%
  • domestic and NRO deposits up to ₹2 crore; the sheet applies the same rates to senior citizen deposits
Before you book

Mashreq India Fixed Deposit: frequently asked questions

What is the highest Mashreq India Fixed Deposit interest rate?

As of 14 Nov 2026, Mashreqbank PSC (India) offers up to 6.90% p.a. on its fixed deposit (FD) (391 days to 2 years) for general customers. Rates below are as published by the bank. Confirm with Mashreq India before investing.

See today's top interest rates →

What is the Mashreq India 1-year FD interest rate?

As of 14 Nov 2026, Mashreqbank PSC (India) offers 6.70% p.a. on a 1-year FD for general customers and 6.70% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Nov 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Mashreq India 2-year FD interest rate?

As of 14 Nov 2026, Mashreqbank PSC (India) offers 6.90% p.a. on a 2-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 17 Nov 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Mashreq India?

Mashreqbank PSC (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

See today's top senior citizen rates →

When did Mashreq India last change its Fixed Deposit rates?

RateScan.in has recorded no change to Mashreqbank PSC (India)'s fixed deposit (FD) rates since it started tracking them on 1 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Mashreq India offer?

Mashreqbank PSC (India)'s published fixed deposit (FD) rate table has 6 tenure bands, from “7 days to 30 days” to “391 days to 2 years”.

Does Mashreq India pay more than the Post Office Time Deposit?

Mashreqbank PSC (India) pays more than the Post Office Time Deposit at 0 of 2 standard tenures compared (general rates). Rates: 1y 6.70% (PO 6.90%), 2y 6.90% (PO 7.00%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Mashreq India's 1-year FD rate rank?

Mashreqbank PSC (India)'s 1-year general FD rate of 6.70% ranks #551 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Mashreq India insured?

Deposits with Mashreqbank PSC (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Mashreq India rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 17 Nov 2023. Rates can change without notice, so verify on the official Mashreq India website before investing.

Rate movements →

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Good to know

  • Deposits with Mashreqbank PSC (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Mashreq India is a foreign bank operating in India, regulated by the RBI.
  • Mashreq India's published FD table shows no separate senior citizen rate.

Informational only. Always confirm the current rate on the official Mashreq India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.