Rates verified from official source

Kotak Mahindra Bank FCNR(B) Deposit interest rates · October 2026

As of 5 Oct 2026, Kotak Mahindra Bank offers up to 3.95% p.a. on its FCNR(B) deposit (>=1 Year - Less than 2 Year, AUD) for general customers. Rates below are as published by the bank — confirm with Kotak before investing.

FCNR(B) Deposit rates

Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates

CurrencyTenureRateApplies toAs ofSource
AUD >=1 Year - Less than 2 Year 3.95% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
AUD 2 Year - Less than 3 Year 3.70% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
AUD 3 Year - Less than 4 Year 3.40% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR >=1 Year - Less than 2 Year 2.10% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 2 Year - Less than 3 Year 1.90% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
EUR 3 Year - Less than 4 Year 1.75% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP >=1 Year - Less than 2 Year 3.50% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 2 Year - Less than 3 Year 3.45% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
GBP 3 Year - Less than 4 Year 3.20% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
SGD >=1 Year - Less than 2 Year 0.90% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
SGD 2 Year - Less than 3 Year 0.80% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD >=1 Year - Less than 2 Year 3.65% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 2 Year - Less than 3 Year 3.55% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 3 Year - Less than 4 Year 3.30% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 4 Year - Less than 5 Year 3.20% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026
USD 5 Year Only 3.00% Any amount
5 Oct 2026
official
fetched 4 Oct 2026
✓ verified 5 Oct 2026

Kotak FCNR(B): frequently asked questions

What is the highest Kotak FCNR(B) interest rate?

As of 5 Oct 2026, Kotak Mahindra Bank offers up to 3.95% p.a. on its FCNR(B) deposit (>=1 Year - Less than 2 Year, AUD) for general customers. Rates below are as published by the bank — confirm with Kotak before investing.

Which currencies does Kotak offer for FCNR(B) deposits?

Kotak Mahindra Bank lists FCNR(B) rates for AUD, EUR, GBP, SGD, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.

Is my FCNR(B) deposit with Kotak insured?

Deposits with Kotak Mahindra Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Kotak rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official Kotak website before investing.

Good to know

Deposits with Kotak Mahindra Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Kotak website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.