As of 5 Oct 2026, Kotak Mahindra Bank offers up to 6.65% p.a. on its NRE fixed deposit (2 years- less than 3 years) for general customers. Rates below are as published by the bank — confirm with Kotak before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
365 Days - 389 Days |
6.35% | 6.35% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
390 Days (12 months 24 days) |
6.35% | 6.35% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
391 Days - Less than 23 Months |
6.35% | 6.35% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
23 Months |
6.45% | 6.45% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
23 months 1 Day- less than 2 years |
6.55% | 6.55% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
2 years- less than 3 years |
6.65% | 6.65% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
3 Year - Less than 4 Year |
6.40% | 6.40% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
4 Year - Less than 5 Year |
6.40% | 6.40% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
|
5 Year - Up to & inclusive of 10 Year |
6.25% | 6.25% | Any amount | 23 Sept 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Kotak Mahindra Bank offers up to 6.65% p.a. on its NRE fixed deposit (2 years- less than 3 years) for general customers. Rates below are as published by the bank — confirm with Kotak before investing.
Kotak Mahindra Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.
Deposits with Kotak Mahindra Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 23 Sept 2026. Rates can change without notice, so verify on the official Kotak website before investing.
Deposits with Kotak Mahindra Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Kotak website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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