As of 5 Oct 2026, Kerala Gramin Bank offers up to 6.75% p.a. on its recurring deposit (RD) (15 months) for general customers and 7.25% p.a. (15 months) for senior citizens. Rates below are as published by the bank — confirm with KerGB before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year only |
6.30% | 6.80% | Any amount | 1 Oct 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year up to below 15 months |
6.50% | 7.00% | Any amount | 1 Oct 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 months |
6.75% | 7.25% | Any amount | 1 Oct 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 15 months up to including 2 years |
6.50% | 7.00% | Any amount | 1 Oct 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 2 years to including 3 Years |
6.45% | 6.95% | Any amount | 1 Oct 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 3 years and up to below 5 years |
6.40% | 6.90% | Any amount | 1 Oct 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years and above up to 10 years |
6.40% | 6.90% | Any amount | 1 Oct 2026 |
official fetched 22 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Kerala Gramin Bank offers up to 6.75% p.a. on its recurring deposit (RD) (15 months) for general customers and 7.25% p.a. (15 months) for senior citizens. Rates below are as published by the bank — confirm with KerGB before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kerala Gramin Bank, depending on the tenure.
Deposits with Kerala Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official KerGB website before investing.
Deposits with Kerala Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official KerGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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