Krishna Bhima Samruddhi Local Area Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Krishna Bhima Samruddhi LAB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 15 Days |
3.00% | 4.00% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
16 Days to 30 Days |
4.25% | 5.25% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
31 Days to 90 Days |
5.25% | 6.25% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
91 Days to 180 Days |
6.25% | 7.25% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
181 Days to 365 Days |
6.50% | 7.50% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 1 Year up to 2 Years |
7.00% | 8.00% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
444 days Samruddhi Vikas |
7.25% | 8.25% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
555 days Samruddhi Viswas |
7.75% | 8.75% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
Above 2 Years up to 10 Years |
8.00% | 9.00% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
777 days Samruddhi Amrit Kalash |
8.15% | 9.15% | Any amount | 1 Apr 2026 ✓ verified 13 Nov 2026 | official fetched 25 Oct 2026 |
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Krishna Bhima Samruddhi LAB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
Krishna Bhima Samruddhi LAB Fixed Deposit: frequently asked questions
What is the highest Krishna Bhima Samruddhi LAB Fixed Deposit interest rate?
As of 14 Nov 2026, Krishna Bhima Samruddhi Local Area Bank Ltd. offers up to 8.15% p.a. on its fixed deposit (FD) (777 days) for general customers and 9.15% p.a. (777 days) for senior citizens. Rates below are as published by the bank. Confirm with Krishna Bhima Samruddhi LAB before investing.
What is the Krishna Bhima Samruddhi LAB 1-year FD interest rate?
As of 14 Nov 2026, Krishna Bhima Samruddhi Local Area Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Krishna Bhima Samruddhi LAB 2-year FD interest rate?
As of 14 Nov 2026, Krishna Bhima Samruddhi Local Area Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Krishna Bhima Samruddhi LAB 3-year FD interest rate?
As of 14 Nov 2026, Krishna Bhima Samruddhi Local Area Bank Ltd. offers 8.00% p.a. on a 3-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Krishna Bhima Samruddhi LAB 5-year FD interest rate?
As of 14 Nov 2026, Krishna Bhima Samruddhi Local Area Bank Ltd. offers 8.00% p.a. on a 5-year FD for general customers and 9.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Apr 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Krishna Bhima Samruddhi LAB?
Yes. Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Krishna Bhima Samruddhi Local Area Bank Ltd., depending on the tenure.
When did Krishna Bhima Samruddhi LAB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Krishna Bhima Samruddhi Local Area Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Krishna Bhima Samruddhi LAB offer?
Krishna Bhima Samruddhi Local Area Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 Days to 15 Days” to “Above 2 Years up to 10 Years”.
Does Krishna Bhima Samruddhi LAB have special fixed deposit (FD) schemes?
Krishna Bhima Samruddhi Local Area Bank Ltd.'s rate table lists these named schemes (3): Samruddhi Vikas; Samruddhi Viswas; Samruddhi Amrit Kalash. Check eligibility and end dates with the bank.
Does Krishna Bhima Samruddhi LAB pay more than the Post Office Time Deposit?
Krishna Bhima Samruddhi Local Area Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Krishna Bhima Samruddhi LAB's 1-year FD rate rank?
Krishna Bhima Samruddhi Local Area Bank Ltd.'s 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Krishna Bhima Samruddhi LAB insured?
Deposits with Krishna Bhima Samruddhi Local Area Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Krishna Bhima Samruddhi LAB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Apr 2026. Rates can change without notice, so verify on the official Krishna Bhima Samruddhi LAB website before investing.
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Good to know
- Deposits with Krishna Bhima Samruddhi Local Area Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Krishna Bhima Samruddhi LAB is a local area bank, a small private bank licensed and regulated by the RBI. Check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 1.00% p.a. more than general customers at Krishna Bhima Samruddhi LAB, depending on the tenure.
- Krishna Bhima Samruddhi LAB's FD table includes 3 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Krishna Bhima Samruddhi LAB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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