As of 5 Oct 2026, Capital Small Finance Bank offers up to 7.25% p.a. on its recurring deposit (RD) (600 Days) for general customers and 7.75% p.a. (600 Days) for senior citizens. Rates below are as published by the bank — confirm with Capital before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 Year to less than 5 Years |
7.00% | 7.50% | Any amount | 30 Jun 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
600 Days |
7.25% | 7.75% | Any amount | 30 Jun 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
900 Days |
7.25% | 7.75% | Any amount | 30 Jun 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 Years and upto 10 Years |
7.00% | 7.50% | Any amount | 30 Jun 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Capital Small Finance Bank offers up to 7.25% p.a. on its recurring deposit (RD) (600 Days) for general customers and 7.75% p.a. (600 Days) for senior citizens. Rates below are as published by the bank — confirm with Capital before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Capital Small Finance Bank, depending on the tenure.
Deposits with Capital Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 30 Jun 2026. Rates can change without notice, so verify on the official Capital website before investing.
Deposits with Capital Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Capital website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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