As of 5 Oct 2026, IDFC First Bank offers up to 4.75% p.a. on its FCNR(B) deposit (4 Yrs to < 5 Yrs, USD) for general customers. Rates below are as published by the bank — confirm with IDFC First before investing.
Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates
| Currency | Tenure | Rate | Applies to | As of | Source |
|---|---|---|---|---|---|
| AUD | 1 Yr to < 15 Mths | 4.00% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 15 Mths to < 2 Yrs | 3.85% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 1 Yr to < 15 Mths | 2.55% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 15 Mths to < 2 Yrs | 1.25% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 1 Yr to < 15 Mths | 4.25% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 15 Mths to < 2 Yrs | 4.00% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| SGD | 1 Yr to < 15 Mths | 1.25% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| SGD | 15 Mths to < 2 Yrs | 1.25% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 1 Yr to < 15 Mths | 4.50% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 15 Mths to < 2 Yrs | 4.50% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 2 Yrs to < 3 Yrs | 4.25% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 3 Yrs to < 4 Yrs | 4.25% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 4 Yrs to < 5 Yrs | 4.75% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 5 Yrs only | 4.75% | Any amount | 1 Oct 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, IDFC First Bank offers up to 4.75% p.a. on its FCNR(B) deposit (4 Yrs to < 5 Yrs, USD) for general customers. Rates below are as published by the bank — confirm with IDFC First before investing.
IDFC First Bank lists FCNR(B) rates for AUD, EUR, GBP, SGD, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.
Deposits with IDFC First Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Oct 2026. Rates can change without notice, so verify on the official IDFC First website before investing.
Deposits with IDFC First Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official IDFC First website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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