As of 5 Oct 2026, IDFC First Bank offers up to 7.10% p.a. on its recurring deposit (RD) (500 days – 3 years) for general customers and 7.35% p.a. (500 days – 3 years) for senior citizens. Rates below are as published by the bank — confirm with IDFC First before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
1 year – 370 days |
6.50% | 6.75% | Any amount | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
371 days – 499 days |
7.00% | 7.25% | Any amount | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
500 days – 3 years |
7.10% | 7.35% | Any amount | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years 1 day – 5 years |
6.75% | 7.00% | Any amount | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 years 1 day – 10 years |
6.00% | 6.25% | Any amount | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, IDFC First Bank offers up to 7.10% p.a. on its recurring deposit (RD) (500 days – 3 years) for general customers and 7.35% p.a. (500 days – 3 years) for senior citizens. Rates below are as published by the bank — confirm with IDFC First before investing.
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at IDFC First Bank, depending on the tenure.
Deposits with IDFC First Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official IDFC First website before investing.
Deposits with IDFC First Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official IDFC First website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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