As of 5 Oct 2026, HSBC India offers up to 5.50% p.a. on its recurring deposit (RD) (601 days to 699 days) for general customers and 6.00% p.a. (601 days to 699 days) for senior citizens. Rates below are as published by the bank — confirm with HSBC before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
365 Days |
4.00% | 4.50% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
366 Days to 399 Days |
4.00% | 4.50% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
401 Days to less than 18 months |
5.30% | 5.80% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
18 months to 599 days |
4.30% | 4.80% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
600 days |
4.30% | 4.80% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
601 days to 699 days |
5.50% | 6.00% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
701 days to 730 days |
4.30% | 4.80% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
732 days to less than 36 months |
5.35% | 5.85% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
36 months to less than 37 months |
5.35% | 5.85% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
37 months to less than 48 months |
5.45% | 5.95% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
|
48 months to 60 months |
5.50% | 6.00% | Any amount | 1 Mar 2016 |
official fetched 20 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, HSBC India offers up to 5.50% p.a. on its recurring deposit (RD) (601 days to 699 days) for general customers and 6.00% p.a. (601 days to 699 days) for senior citizens. Rates below are as published by the bank — confirm with HSBC before investing.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at HSBC India, depending on the tenure.
Deposits with HSBC India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Mar 2016. Rates can change without notice, so verify on the official HSBC website before investing.
Deposits with HSBC India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official HSBC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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