HSBC India FCNR(B) Deposit interest rates · October 2026
HSBC's best FCNR(B) Deposit rate is 4.00% (1 year to less than 2 years, GBP).
FCNR(B) Deposit rates
Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates
| Currency | Tenure | Rate | Applies to | Effective On | Source |
|---|---|---|---|---|---|
| GBP | 1 year to less than 2 years | 4.00% | Any amount | 1 Sept 2026 |
official fetched 3 Oct 2026 ✓ verified 19 Oct 2026 |
| GBP | 2 years to less than 3 years | 0.50% | Any amount | 1 Sept 2026 |
official fetched 3 Oct 2026 ✓ verified 19 Oct 2026 |
| GBP | 3 years | 0.50% | Any amount | 1 Sept 2026 |
official fetched 3 Oct 2026 ✓ verified 19 Oct 2026 |
| USD | 1 year to less than 2 years | 3.25% | Any amount | 1 Sept 2026 |
official fetched 3 Oct 2026 ✓ verified 19 Oct 2026 |
| USD | 2 years to less than 3 years | 2.75% | Any amount | 1 Sept 2026 |
official fetched 3 Oct 2026 ✓ verified 19 Oct 2026 |
| USD | 3 years | 3.25% | Any amount | 1 Sept 2026 |
official fetched 3 Oct 2026 ✓ verified 19 Oct 2026 |
HSBC FCNR(B) rate changes
Changes to HSBC's FCNR(B) deposit rates that RateScan.in has recorded since it started tracking them on 3 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to HSBC's FCNR(B) deposit rates has been recorded since tracking started on 3 Oct 2026.
HSBC FCNR(B): frequently asked questions
What is the highest HSBC FCNR(B) interest rate?
As of 19 Oct 2026, HSBC India offers up to 4.00% p.a. on its FCNR(B) deposit (1 year to less than 2 years, GBP) for general customers. Rates below are as published by the bank — confirm with HSBC before investing.
Which currencies does HSBC offer for FCNR(B) deposits?
HSBC India lists FCNR(B) rates for GBP, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.
When did HSBC last change its FCNR(B) rates?
RateScan.in has recorded no change to HSBC India's FCNR(B) deposit rates since it started tracking them on 3 Oct 2026.
Is my FCNR(B) deposit with HSBC insured?
Deposits with HSBC India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these HSBC rates?
RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official HSBC website before investing.
More HSBC rates
FCNR(B) rates at other banks
Good to know
- Deposits with HSBC India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- HSBC is a foreign bank operating in India, regulated by the RBI.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at HSBC, depending on the tenure.
- HSBC's FD table includes 6 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official HSBC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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