As of 5 Oct 2026, HSBC India offers up to 5.50% p.a. on its NRE fixed deposit (601 days to 699 days) for general customers. Rates below are as published by the bank — confirm with HSBC before investing.
Rates for deposits below ₹3 crore · general vs senior citizen · trend over time
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
365 days |
4.00% | 4.00% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
366 days to 399 days |
4.00% | 4.00% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
400 days |
4.25% | 4.25% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
401 days to less than 18 months |
5.30% | 5.30% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
18 months to 599 days |
4.30% | 4.30% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
600 days |
4.30% | 4.30% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
601 days to 699 days |
5.50% | 5.50% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
700 days |
4.30% | 4.30% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
701 days to 730 days |
4.30% | 4.30% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
731 days |
4.30% | 4.30% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
732 days to less than 36 months |
5.35% | 5.35% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
36 months to less than 37 months |
5.35% | 5.35% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
37 months to less than 48 months |
5.45% | 5.45% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
|
48 months to 60 months |
5.50% | 5.50% | Any amount | 17 Jul 2025 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, HSBC India offers up to 5.50% p.a. on its NRE fixed deposit (601 days to 699 days) for general customers. Rates below are as published by the bank — confirm with HSBC before investing.
HSBC India does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.
Deposits with HSBC India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 17 Jul 2025. Rates can change without notice, so verify on the official HSBC website before investing.
Deposits with HSBC India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official HSBC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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