The Gujarat Rajya Karmachari Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Gujarat Rajya Karmachari Bank?
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
46 Days to 90 Days |
4.25% | 4.50% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
91 Days to 180 Days |
4.75% | 5.00% | 5.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
181 Days to 364 Days |
5.75% | 6.00% | 6.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
1 Year to 2 Year |
7.50% | 7.75% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
1 year to 3 years Mahalakshmi Yojana |
8.25% | 8.50% | 8.75% | ₹5 lakh and above (single deposit) | unavailable ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
2 year to 5 year |
7.75% | 8.00% | 8.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
1110 days Lakshmi Krupa |
8.00% | 8.25% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 5 Nov 2026 |
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Gujarat Rajya Karmachari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%Before you book
Gujarat Rajya Karmachari Bank Fixed Deposit: frequently asked questions
What is the highest Gujarat Rajya Karmachari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Gujarat Rajya Karmachari Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (1 year to 3 years) for general customers and 8.50% p.a. (1 year to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Gujarat Rajya Karmachari Bank before investing.
What is the Gujarat Rajya Karmachari Bank 5-year FD interest rate?
As of 14 Nov 2026, The Gujarat Rajya Karmachari Co-operative Bank Ltd. offers 7.75% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Gujarat Rajya Karmachari Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Gujarat Rajya Karmachari Co-operative Bank Ltd., depending on the tenure.
When did Gujarat Rajya Karmachari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Gujarat Rajya Karmachari Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 5 Nov 2026.
What fixed deposit (FD) tenures does Gujarat Rajya Karmachari Bank offer?
The Gujarat Rajya Karmachari Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “46 Days to 90 Days” to “2 year to 5 year”.
Does Gujarat Rajya Karmachari Bank pay different fixed deposit (FD) rates by deposit size?
Yes. The Gujarat Rajya Karmachari Co-operative Bank Ltd.'s table lists separate bands: Any amount; ₹5 lakh and above (single deposit). Each row shows the band it applies to.
Does Gujarat Rajya Karmachari Bank have special fixed deposit (FD) schemes?
The Gujarat Rajya Karmachari Co-operative Bank Ltd.'s rate table lists these named schemes (2): Mahalakshmi Yojana; Lakshmi Krupa. Check eligibility and end dates with the bank.
Is my fixed deposit (FD) with Gujarat Rajya Karmachari Bank insured?
Deposits with The Gujarat Rajya Karmachari Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Gujarat Rajya Karmachari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Gujarat Rajya Karmachari Bank website before investing.
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Good to know
- Deposits with The Gujarat Rajya Karmachari Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Gujarat Rajya Karmachari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Gujarat Rajya Karmachari Bank, depending on the tenure.
- Gujarat Rajya Karmachari Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Gujarat Rajya Karmachari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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