Bhingar Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Bhingar Urban Bank?
| Tenure | General | Senior | Super Sr. | Applies to | Effective On | Source |
|---|---|---|---|---|---|---|
7 days to 14 days |
3.50% | 3.75% | 4.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
15 days to 45 days |
4.00% | 4.25% | 4.50% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
46 days to 90 days |
5.00% | 5.25% | 5.50% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
91 days to 180 days |
5.50% | 5.75% | 6.00% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
181 days to 364 days |
6.25% | 6.50% | 6.75% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
365 days to 3 years |
8.00% | 8.25% | 8.50% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
Above 3 years |
8.25% | 8.50% | 8.75% | Any amount | 1 Aug 2025 ✓ verified 13 Nov 2026 | official fetched 12 Nov 2026 |
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Bhingar Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.00%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Marathi rate card, rates from 01/08/2025; the money-doubling periods and recurring-deposit rates are not ingested
Before you book
Bhingar Urban Bank Fixed Deposit: frequently asked questions
What is the highest Bhingar Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Bhingar Urban Co-operative Bank Ltd. offers up to 8.25% p.a. on its fixed deposit (FD) (Above 3 years) for general customers and 8.50% p.a. (Above 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Bhingar Urban Bank before investing.
What is the Bhingar Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, Bhingar Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhingar Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, Bhingar Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhingar Urban Bank 3-year FD interest rate?
As of 14 Nov 2026, Bhingar Urban Co-operative Bank Ltd. offers 8.00% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bhingar Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, Bhingar Urban Co-operative Bank Ltd. offers 8.25% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bhingar Urban Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Bhingar Urban Co-operative Bank Ltd., depending on the tenure.
When did Bhingar Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bhingar Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 12 Nov 2026.
What fixed deposit (FD) tenures does Bhingar Urban Bank offer?
Bhingar Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 7 tenure bands, from “7 days to 14 days” to “Above 3 years”.
Does Bhingar Urban Bank pay more than the Post Office Time Deposit?
Bhingar Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Bhingar Urban Bank's 1-year FD rate rank?
Bhingar Urban Co-operative Bank Ltd.'s 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Bhingar Urban Bank insured?
Deposits with Bhingar Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Bhingar Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official Bhingar Urban Bank website before investing.
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Good to know
- Deposits with Bhingar Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Bhingar Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Bhingar Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Bhingar Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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