Bajaj Finance Limited Fixed Deposit interest rates · November 2026
What will my FD earn at Bajaj Finance?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 to 17 months |
6.80% | 7.20% | ₹15,000 to ₹3 crore | 7 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
18 to 30 months |
7.00% | 7.40% | ₹15,000 to ₹3 crore | 7 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
31 to 60 months |
7.75% | 8.15% | ₹15,000 to ₹3 crore | 7 Oct 2026 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Bajaj Finance FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank.
FD rates by tenure
1 year
6.80%- Cumulative (at maturity) rate. Payout rates: monthly 6.60%, quarterly 6.63%, half-yearly 6.69%, yearly 6.80%.
- Cumulative (at maturity) rate. Payout rates: monthly 6.79%, quarterly 6.82%, half-yearly 6.88%, yearly 7.00%.
- Cumulative (at maturity) rate. Payout rates: monthly 7.49%, quarterly 7.53%, half-yearly 7.61%, yearly 7.75%.
Before you book
Bajaj Finance Fixed Deposit: frequently asked questions
What is the highest Bajaj Finance Fixed Deposit interest rate?
As of 14 Nov 2026, Bajaj Finance Limited offers up to 7.75% p.a. on its fixed deposit (FD) (31 to 60 months) for general customers and 8.15% p.a. (31 to 60 months) for senior citizens. Rates below are as published by the bank. Confirm with Bajaj Finance before investing.
What is the Bajaj Finance 1-year FD interest rate?
As of 14 Nov 2026, Bajaj Finance Limited offers 6.80% p.a. on a 1-year FD for general customers and 7.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bajaj Finance 2-year FD interest rate?
As of 14 Nov 2026, Bajaj Finance Limited offers 7.00% p.a. on a 2-year FD for general customers and 7.40% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bajaj Finance 3-year FD interest rate?
As of 14 Nov 2026, Bajaj Finance Limited offers 7.75% p.a. on a 3-year FD for general customers and 8.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Bajaj Finance 5-year FD interest rate?
As of 14 Nov 2026, Bajaj Finance Limited offers 7.75% p.a. on a 5-year FD for general customers and 8.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Oct 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Bajaj Finance?
Yes. Senior citizens (60+) earn up to 0.40% p.a. more than general customers at Bajaj Finance Limited, depending on the tenure.
When did Bajaj Finance last change its Fixed Deposit rates?
RateScan.in has recorded no change to Bajaj Finance Limited's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Bajaj Finance offer?
Bajaj Finance Limited's published fixed deposit (FD) rate table has 3 tenure bands, from “12 to 17 months” to “31 to 60 months”.
Does Bajaj Finance pay more than the Post Office Time Deposit?
Bajaj Finance Limited pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 6.80% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 7.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Bajaj Finance insured?
No. Bajaj Finance Limited is a non-banking finance company, so its deposits are not covered by DICGC deposit insurance. Check its credit rating and financial strength before depositing.
How current are these Bajaj Finance rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 7 Oct 2026. Rates can change without notice, so verify on the official Bajaj Finance website before investing.
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Good to know
- Deposits with Bajaj Finance Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
- Bajaj Finance is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
- Senior citizens (60+) earn up to 0.40% p.a. more than general customers at Bajaj Finance, depending on the tenure.
Informational only. Always confirm the current rate on the official Bajaj Finance website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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