Rates verified from official source

Bajaj Finance Limited interest rates · November 2026

Top FD rate
7.75%
31 to 60 months
Senior citizen FD
8.15%
31 to 60 months

Bajaj Finance FD rates

1 year6.80%Senior 7.20%3 years7.75%Senior 8.15%5 years7.75%Senior 8.15%
All tenures, calculator and comparison →

What will my FD earn at Bajaj Finance?

Estimated value after 1 year · before tax ₹5,34,877 6.80% p.a. · ₹34,877 interest · quarterly compounding
Compare 1 year across banks → Save or plan this →

Overview

Bajaj Finance Limited (Bajaj Finance) is a non-banking finance company (NBFC), headquartered in Pune, established in 1987.

Headquarters
Pune
Established
1987
Monitored since
26 Oct 2026
Ownership
Deposit-taking NBFC (RBI upper layer, publicly listed)
Operates in
All India (nationwide)

Rates as of 7 Oct 2026, verified from official source. Non-banking finance company (NBFC): deposits are not insured by DICGC. Compare the credit rating along with the rate.

RBI record

No RBI press release since 1 Jan 2024 names Bajaj Finance Limited. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Bajaj Finance Fixed Deposit rate changes

Changes to Bajaj Finance's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 26 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Bajaj Finance's fixed deposit (FD) rates has been recorded since tracking started on 26 Oct 2026.

Good to know

  • Deposits with Bajaj Finance Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
  • Bajaj Finance is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
  • Senior citizens (60+) earn up to 0.40% p.a. more than general customers at Bajaj Finance, depending on the tenure.
official Effective 7 Oct 2026 · Ingested 26 Oct 2026 · Verified 13 Nov 2026 · View source

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