Rates verified from official source

Akhand Anand Co-Operative Bank Ltd. Loan interest rates · November 2026

Lowest home loan rate8.75%Loan Amount Up to 25 lakhs
Lowest loan against property rate11.00%as published
1.50 pts above the lowest we read (Central)7.25%

What will my home loan cost at Akhand Anand Bank?

₹50 lakh
Monthly EMI at 8.75% over 20 years ₹44,186 ₹56,04,529 interest · ₹1,06,04,529 repaid in all

The lowest rate in each band goes to the bank's best-placed borrowers. Before charges and insurance; a floating rate moves with the bank's benchmark.

Akhand Anand Bank loan interest rates

Every band the bank publishes, a year. The lowest rate in each band goes to its best-placed borrowers.

Bank's page ↗ · Checked 15 Nov 2026

Loan and borrowerFromUp toLinked toEffective onSource
Home loan
Housing Loan · Loan Amount Up to 25 lakhs
8.75% 8.75% Not stated
Not stated
✓ verified 15 Nov 2026
Home loan
Housing Loan · Loan Amount Above 25 lakhs
9.25% 9.25% Not stated
Not stated
✓ verified 15 Nov 2026
Loan against property
Mortgage Loan · Loan Amount Up to 25 lakhs
11.00% 11.00% Not stated
Not stated
✓ verified 15 Nov 2026
Loan against property
Mortgage Loan · Loan Amount Above 25 lakhs
11.50% 11.50% Not stated
Not stated
✓ verified 15 Nov 2026
Car loan
Vehicle Loan · EV - 8.75% Non EV - 9.25%
8.75% 9.25% Not stated
Not stated
✓ verified 15 Nov 2026
Gold loan
Gold Loan
9.00% 9.00% Not stated
Not stated
✓ verified 15 Nov 2026
Education loan
Education Loan
9.50% 9.50% Not stated
Not stated
✓ verified 15 Nov 2026
Personal loan
Surety Loan/ Personal loan (Upto Rs. 5,00,000)
14.00% 14.00% Not stated
Not stated
✓ verified 15 Nov 2026

Lowest home loan rates across IndiaCompare rates →

How Akhand Anand Bank compares

Each bank's lowest published rate, and what the same loan would cost a month there. Before charges.

Akhand Anand Bank loans: frequently asked questions

What is the Akhand Anand Bank home loan interest rate?

As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes home loan rates of 8.75% to 9.25% a year. The lowest, 8.75%, is for: Loan Amount Up to 25 lakhs. The rate you are offered depends on your credit score, income and the loan amount.

What is the Akhand Anand Bank loan against property interest rate?

As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes loan against property rates of 11.00% to 11.50% a year. The lowest, 11.00%, is for: Loan Amount Up to 25 lakhs. The rate you are offered depends on your credit score, income and the loan amount.

What is the Akhand Anand Bank car loan interest rate?

As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes car loan rates of 8.75% to 9.25% a year. The lowest, 8.75%, is for: EV - 8.75% Non EV - 9.25%. The rate you are offered depends on your credit score, income and the loan amount.

What is the Akhand Anand Bank gold loan interest rate?

As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes gold loan rates of 9.00% a year. The rate you are offered depends on your credit score, income and the loan amount.

What is the Akhand Anand Bank education loan interest rate?

As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes education loan rates of 9.50% a year. The rate you are offered depends on your credit score, income and the loan amount.

What is the Akhand Anand Bank personal loan interest rate?

As of 15 Nov 2026, Akhand Anand Co-Operative Bank Ltd. publishes personal loan rates of 14.00% a year. The rate you are offered depends on your credit score, income and the loan amount.

What is the EMI on a ₹50 lakh home loan from Akhand Anand Bank?

At Akhand Anand Bank's lowest published rate of 8.75%, a ₹50 lakh home loan over 20 years costs about ₹44,186 a month, or ₹56,04,529 in interest over the loan. Charges and insurance are extra.

Is Akhand Anand Bank cheaper than other banks for a home loan?

Of the 8 banks we read for home loans, Akhand Anand Bank's lowest published rate (8.75%) ranks number 8; the lowest is 7.25% at Central. Compare the charges as well as the rate.

Does RateScan get paid by Akhand Anand Bank?

No. We take no referral fees, show no ads and don't take loan applications. Every figure is read from the bank's own page, which is linked from every row.

How we collect loan rates

From the bank's own pages. Every figure is read from the lending-rate page the bank publishes, and links back to it. Benchmarks are re-read every day.

A published rate is not an offer. Banks set your rate from your credit score, income, the loan amount and the property or vehicle. We show the range the bank publishes; "7.60% onwards" means the bank gave no top figure.

Benchmark plus spread. A floating loan's rate is the bank's benchmark (its repo-linked rate, or MCLR for older loans) plus a spread fixed when you borrow. When the benchmark moves, your rate moves with it at the next reset.

The EMI is worked out on a reducing balance with monthly instalments: EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where r is the yearly rate ÷ 12 and n the number of months. It leaves out processing charges and insurance.

No referral fees. We don't take loan applications or get paid by lenders, so the order is the order.