Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri Fixed Deposit interest rates · November 2026
What will my FD earn at Merchants Liberal Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 90 days |
5.00% | 5.50% | Any amount | unavailable ✓ verified 11 Nov 2026 | official fetched 26 Oct 2026 |
91 days to 180 days |
6.00% | 6.50% | Any amount | unavailable ✓ verified 11 Nov 2026 | official fetched 26 Oct 2026 |
181 days to 364 days |
7.00% | 7.50% | Any amount | unavailable ✓ verified 11 Nov 2026 | official fetched 26 Oct 2026 |
1 year to 3 years |
8.00% | 8.50% | Any amount | unavailable ✓ verified 11 Nov 2026 | official fetched 26 Oct 2026 |
Above 3 years |
9.00% | 9.50% | Any amount | unavailable ✓ verified 11 Nov 2026 | official fetched 26 Oct 2026 |
Compare Merchants Liberal Co-op Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Merchants Liberal Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.00%Before you book
Merchants Liberal Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Merchants Liberal Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri offers up to 9.00% p.a. on its fixed deposit (FD) (Above 3 years) for general customers and 9.50% p.a. (Above 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Merchants Liberal Co-op Bank before investing.
What is the Merchants Liberal Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Merchants Liberal Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Merchants Liberal Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 11 Nov 2026. Source: the bank's official rate page.
What is the Merchants Liberal Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri offers 9.00% p.a. on a 5-year FD for general customers and 9.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 11 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Merchants Liberal Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri, depending on the tenure.
When did Merchants Liberal Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Merchants Liberal Co-op Bank offer?
Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri's published fixed deposit (FD) rate table has 5 tenure bands, from “30 days to 90 days” to “Above 3 years”.
Does Merchants Liberal Co-op Bank pay more than the Post Office Time Deposit?
Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 9.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Merchants Liberal Co-op Bank's 1-year FD rate rank?
Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri's 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Merchants Liberal Co-op Bank insured?
Deposits with Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Merchants Liberal Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Merchants Liberal Co-op Bank website before investing.
More Merchants Liberal Co-op Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Merchants Liberal Co-op Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Karnataka →
Good to know
- Deposits with Merchants' Liberal Co-operative Bank Ltd., Gadag-Betageri are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Merchants Liberal Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Merchants Liberal Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Merchants Liberal Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Merchants Liberal Co-op Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.