Meghalaya Rural Bank Fixed Deposit interest rates · November 2026
What will my FD earn at MegRB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7-45 days |
3.00% | 3.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
46 to 180 days |
4.50% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
181 days and less than 1 Year |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
365 days or 1 year |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
more than 1year and less than 3 years |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
3 years and less than 5 years |
6.75% | 7.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
5 years and upto 10 years |
6.25% | 6.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 22 Sept 2026 |
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MegRB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.50%Before you book
MegRB Fixed Deposit: frequently asked questions
What is the highest MegRB Fixed Deposit interest rate?
As of 14 Nov 2026, Meghalaya Rural Bank offers up to 6.75% p.a. on its fixed deposit (FD) (3 years and less than 5 years) for general customers and 7.25% p.a. (3 years and less than 5 years) for senior citizens. Rates below are as published by the bank. Confirm with MegRB before investing.
What is the MegRB 2-year FD interest rate?
As of 14 Nov 2026, Meghalaya Rural Bank offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the MegRB 3-year FD interest rate?
As of 14 Nov 2026, Meghalaya Rural Bank offers 6.75% p.a. on a 3-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the MegRB 5-year FD interest rate?
As of 14 Nov 2026, Meghalaya Rural Bank offers 6.25% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at MegRB?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Meghalaya Rural Bank, depending on the tenure.
When did MegRB last change its Fixed Deposit rates?
RateScan.in has recorded no change to Meghalaya Rural Bank's fixed deposit (FD) rates since it started tracking them on 22 Sept 2026.
What fixed deposit (FD) tenures does MegRB offer?
Meghalaya Rural Bank's published fixed deposit (FD) rate table has 7 tenure bands, from “7-45 days” to “5 years and upto 10 years”.
Does MegRB pay more than the Post Office Time Deposit?
Meghalaya Rural Bank pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.50% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does MegRB's 1-year FD rate rank?
Meghalaya Rural Bank's 1-year general FD rate of 6.50% ranks #594 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with MegRB insured?
Deposits with Meghalaya Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these MegRB rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official MegRB website before investing.
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Good to know
- Deposits with Meghalaya Rural Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- MegRB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at MegRB, depending on the tenure.
Informational only. Always confirm the current rate on the official MegRB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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