Manipal Housing Finance Syndicate Limited Fixed Deposit interest rates · November 2026
What will my FD earn at Manipal Housing?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
1 year |
8.00% | 8.25% | ₹1,000 and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
2 years |
8.00% | 8.25% | ₹1,000 and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
3 years |
8.00% | 8.25% | ₹1,000 and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
4 years |
7.50% | 7.75% | ₹1,000 and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
5 years |
7.50% | 7.75% | ₹1,000 and above | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Manipal Housing FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank.
FD rates by tenure
1 year
8.00%- Cumulative growth plan. Income plans: monthly 7.70%, quarterly 7.75%, half-yearly 7.85%, annual 8.00%.
- Cumulative growth plan. Income plans: monthly 7.25%, quarterly 7.30%, half-yearly 7.35%, annual 7.50%.
Before you book
Manipal Housing Fixed Deposit: frequently asked questions
What is the highest Manipal Housing Fixed Deposit interest rate?
As of 14 Nov 2026, Manipal Housing Finance Syndicate Limited offers up to 8.00% p.a. on its fixed deposit (FD) (1 year) for general customers and 8.25% p.a. (1 year) for senior citizens. Rates below are as published by the bank. Confirm with Manipal Housing before investing.
What is the Manipal Housing 1-year FD interest rate?
As of 14 Nov 2026, Manipal Housing Finance Syndicate Limited offers 8.00% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Manipal Housing 2-year FD interest rate?
As of 14 Nov 2026, Manipal Housing Finance Syndicate Limited offers 8.00% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Manipal Housing 3-year FD interest rate?
As of 14 Nov 2026, Manipal Housing Finance Syndicate Limited offers 8.00% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Manipal Housing 5-year FD interest rate?
As of 14 Nov 2026, Manipal Housing Finance Syndicate Limited offers 7.50% p.a. on a 5-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Manipal Housing?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Manipal Housing Finance Syndicate Limited, depending on the tenure.
When did Manipal Housing last change its Fixed Deposit rates?
RateScan.in has recorded no change to Manipal Housing Finance Syndicate Limited's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Manipal Housing offer?
Manipal Housing Finance Syndicate Limited's published fixed deposit (FD) rate table has 5 tenure bands, from “1 year” to “5 years”.
Does Manipal Housing pay more than the Post Office Time Deposit?
Manipal Housing Finance Syndicate Limited pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Manipal Housing insured?
No. Manipal Housing Finance Syndicate Limited is a non-banking finance company, so its deposits are not covered by DICGC deposit insurance. Check its credit rating and financial strength before depositing.
How current are these Manipal Housing rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Manipal Housing website before investing.
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Good to know
- Deposits with Manipal Housing Finance Syndicate Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
- Manipal Housing is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Manipal Housing, depending on the tenure.
Informational only. Always confirm the current rate on the official Manipal Housing website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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