Mahindra & Mahindra Financial Services Limited Fixed Deposit interest rates · November 2026
What will my FD earn at Mahindra Finance?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 months |
6.85% | 7.10% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
18 months |
7.05% | 7.30% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
24 months |
7.05% | 7.30% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
30 months |
7.05% | 7.30% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
36 months |
7.80% | 8.15% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
42 months |
7.80% | 8.15% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
48 months |
7.80% | 8.15% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
60 months |
7.80% | 8.15% | ₹5,000 to ₹5 crore | unavailable ✓ verified 13 Nov 2026 | official fetched 31 Oct 2026 |
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Mahindra Finance FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank.
FD rates by tenure
1 year
6.85%- Cumulative scheme, interest compounded annually.
Before you book
Mahindra Finance Fixed Deposit: frequently asked questions
What is the highest Mahindra Finance Fixed Deposit interest rate?
As of 14 Nov 2026, Mahindra & Mahindra Financial Services Limited offers up to 7.80% p.a. on its fixed deposit (FD) (36 months) for general customers and 8.15% p.a. (36 months) for senior citizens. Rates below are as published by the bank. Confirm with Mahindra Finance before investing.
What is the Mahindra Finance 1-year FD interest rate?
As of 14 Nov 2026, Mahindra & Mahindra Financial Services Limited offers 6.85% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahindra Finance 2-year FD interest rate?
As of 14 Nov 2026, Mahindra & Mahindra Financial Services Limited offers 7.05% p.a. on a 2-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahindra Finance 3-year FD interest rate?
As of 14 Nov 2026, Mahindra & Mahindra Financial Services Limited offers 7.80% p.a. on a 3-year FD for general customers and 8.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahindra Finance 5-year FD interest rate?
As of 14 Nov 2026, Mahindra & Mahindra Financial Services Limited offers 7.80% p.a. on a 5-year FD for general customers and 8.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mahindra Finance?
Yes. Senior citizens (60+) earn up to 0.35% p.a. more than general customers at Mahindra & Mahindra Financial Services Limited, depending on the tenure.
When did Mahindra Finance last change its Fixed Deposit rates?
Mahindra & Mahindra Financial Services Limited last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 31 Oct 2026: the general rate for 18 months went from 6.60% to 7.05%. RateScan.in has tracked Mahindra Finance's rates since 26 Oct 2026.
What fixed deposit (FD) tenures does Mahindra Finance offer?
Mahindra & Mahindra Financial Services Limited's published fixed deposit (FD) rate table has 8 tenure bands, from “12 months” to “60 months”.
Does Mahindra Finance pay more than the Post Office Time Deposit?
Mahindra & Mahindra Financial Services Limited pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 6.85% (PO 6.90%), 2y 7.05% (PO 7.00%), 3y 7.80% (PO 7.10%), 5y 7.80% (PO 7.50%). PO is the Post Office Time Deposit rate.
Is my fixed deposit (FD) with Mahindra Finance insured?
No. Mahindra & Mahindra Financial Services Limited is a non-banking finance company, so its deposits are not covered by DICGC deposit insurance. Check its credit rating and financial strength before depositing.
How current are these Mahindra Finance rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Mahindra Finance website before investing.
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Good to know
- Deposits with Mahindra & Mahindra Financial Services Limited are not insured by DICGC: if the company fails, you are an unsecured creditor. Check its credit rating and financial strength, and avoid concentrating savings in one NBFC. Senior citizens (60+) typically earn an extra premium over the published general rates.
- Mahindra Finance is a non-banking finance company, not a bank. Its deposits are not covered by DICGC insurance, so compare its credit rating and financial strength, not just the rate.
- Senior citizens (60+) earn up to 0.35% p.a. more than general customers at Mahindra Finance, depending on the tenure.
Informational only. Always confirm the current rate on the official Mahindra Finance website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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