Rates verified from official source
Bank of Maharashtra Loan interest rates · November 2026
- Every rate from the bank's own page, with a link to it
- No referral fees, no ads, no “apply now”
- Checked 15 Nov 2026
What will my home loan cost at Maharashtra?
₹50 lakh
Monthly EMI at 7.25% over 20 years
₹39,519
₹44,84,512 interest · ₹94,84,512 repaid in all
The lowest rate in each band goes to the bank's best-placed borrowers. Before charges and insurance; a floating rate moves with the bank's benchmark.
Maharashtra loan interest rates
Every band the bank publishes, a year. The lowest rate in each band goes to its best-placed borrowers.
Bank's page ↗ · Checked 15 Nov 2026
| Loan and borrower | From | Up to | Linked to | Effective on | Source |
|---|---|---|---|---|---|
Home loan Maha Super Housing Loan · 800 & above · Salaried |
7.25% | 7.25% | RLLR -1.05% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 800 & above · Non-Salaried |
7.35% | 7.35% | RLLR -0.95% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 750 to 799 · Salaried |
7.50% | 7.50% | RLLR -0.80% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 750 to 799 · Non-Salaried |
7.60% | 7.60% | RLLR -0.70% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 725 to 749 · Salaried |
7.95% | 7.95% | RLLR -0.35% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 725 to 749 · Non-Salaried |
8.05% | 8.05% | RLLR -0.25% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 700 to 724 · Salaried |
8.00% | 8.00% | RLLR -0.30% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 700 to 724 · Non-Salaried |
8.20% | 8.20% | RLLR -0.10% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 650 to 699 · Salaried |
8.60% | 8.60% | RLLR 0.30% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 650 to 699 · Non-Salaried |
8.80% | 8.80% | RLLR 0.50% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 600 to 649 · Salaried |
9.00% | 9.00% | RLLR 0.70% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · 600 to 649 · Non-Salaried |
9.20% | 9.20% | RLLR 0.90% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · below 600 · Salaried |
9.40% | 9.40% | RLLR 1.10% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · below 600 · Non-Salaried |
9.90% | 9.90% | RLLR 1.60% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · -1 to 05 /NTC · Salaried |
7.95% | 7.95% | RLLR -0.35% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · -1 to 05 /NTC · Non-Salaried |
8.15% | 8.15% | RLLR -0.15% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · Up to Rs 30 Lakhs |
11.70% | 11.70% | 1 YR MCLR 2.65% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · Above Rs. 30 Lakhs to Rs 75 Lakhs |
12.70% | 12.70% | 1 YR MCLR 3.65% | Not stated ✓ verified 15 Nov 2026 |
|
Home loan Maha Super Housing Loan · Above Rs 75 Lakh to Rs 200 Lakhs |
12.90% | 12.90% | 1 YR MCLR 3.85% | Not stated ✓ verified 15 Nov 2026 |
|
Loan against property Loan against Property (individuals) · 750 and above |
9.95% | 9.95% | RLLR 1.65% | Not stated ✓ verified 15 Nov 2026 |
|
Loan against property Loan against Property (individuals) · 700 to 749 |
10.30% | 10.30% | RLLR 2.00% | Not stated ✓ verified 15 Nov 2026 |
|
Loan against property Loan against Property (individuals) · 650 to 699 |
10.45% | 10.45% | RLLR 2.15% | Not stated ✓ verified 15 Nov 2026 |
|
Loan against property Loan against Property (individuals) · 600 to 649 |
10.70% | 10.70% | RLLR 2.40% | Not stated ✓ verified 15 Nov 2026 |
|
Loan against property Loan against Property (individuals) · Below 600 |
10.95% | 10.95% | RLLR 2.65% | Not stated ✓ verified 15 Nov 2026 |
|
Loan against property Loan against Property (individuals) · -1 or 0 and 01 to 05 |
10.45% | 10.45% | RLLR 2.15% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 800 & above · Salaried |
7.70% | 7.70% | RLLR -0.60% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 800 & above · Non- Salaried |
7.80% | 7.80% | RLLR -0.50% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 776 to 799 · Salaried |
7.90% | 7.90% | RLLR -0.40% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 776 to 799 · Non- Salaried |
8.00% | 8.00% | RLLR -0.30% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 750 to 775 · Salaried |
8.00% | 8.00% | RLLR -0.30% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 750 to 775 · Non- Salaried |
8.10% | 8.10% | RLLR -0.20% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 700 to 749 · Salaried |
8.30% | 8.30% | RLLR 0.00% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 700 to 749 · Non- Salaried |
8.50% | 8.50% | RLLR 0.20% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 650 to 699 · Salaried |
9.85% | 9.85% | RLLR 1.55% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 650 to 699 · Non- Salaried |
10.05% | 10.05% | RLLR 1.75% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 600 to 649 · Salaried |
10.15% | 10.15% | RLLR 1.85% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 600 to 649 · Non- Salaried |
10.50% | 10.50% | RLLR 2.20% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · Below 600 · Salaried |
10.90% | 10.90% | RLLR 2.60% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · Below 600 · Non- Salaried |
12.00% | 12.00% | RLLR 3.70% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · -1 or 0 and NTC · Salaried |
9.00% | 9.00% | RLLR 0.70% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · -1 or 0 and NTC · Non- Salaried |
10.50% | 10.50% | RLLR 2.20% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 750 & above · Salaried |
10.35% | 10.35% | 1 YR MCLR 1.30% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 750 & above · Non-Salaried |
10.55% | 10.55% | 1 YR MCLR 1.50% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 700- 749 · Salaried |
10.80% | 10.80% | 1 YR MCLR 1.75% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · 700- 749 · Non-Salaried |
11.05% | 11.05% | 1 YR MCLR 2.00% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · NTC (100-200) /-1 · Salaried |
10.80% | 10.80% | 1 YR MCLR 1.75% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Maha Super Car Loan · NTC (100-200) /-1 · Non-Salaried |
11.05% | 11.05% | 1 YR MCLR 2.00% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Mahabank Vehicle Loan (used car) · 750 and above |
11.45% | 11.45% | RLLR 3.15% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Mahabank Vehicle Loan (used car) · 700 to 749 |
11.80% | 11.80% | RLLR 3.50% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Mahabank Vehicle Loan (used car) · 650 to 699 |
12.30% | 12.30% | RLLR 4.00% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Mahabank Vehicle Loan (used car) · 600 to 649 |
13.30% | 13.30% | RLLR 5.00% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Mahabank Vehicle Loan (used car) · Below 600 |
14.30% | 14.30% | RLLR 6.00% | Not stated ✓ verified 15 Nov 2026 |
|
Car loan Mahabank Vehicle Loan (used car) · -1 or 0 and 01 to 05 |
12.30% | 12.30% | RLLR 4.00% | Not stated ✓ verified 15 Nov 2026 |
|
Two-wheeler loan Mahabank Vehicle Loan (two-wheeler) · 750 and above |
11.45% | 11.45% | RLLR 3.15% | Not stated ✓ verified 15 Nov 2026 |
|
Two-wheeler loan Mahabank Vehicle Loan (two-wheeler) · 700 to 749 |
11.80% | 11.80% | RLLR 3.50% | Not stated ✓ verified 15 Nov 2026 |
|
Two-wheeler loan Mahabank Vehicle Loan (two-wheeler) · 650 to 699 |
12.30% | 12.30% | RLLR 4.00% | Not stated ✓ verified 15 Nov 2026 |
|
Two-wheeler loan Mahabank Vehicle Loan (two-wheeler) · 600 to 649 |
13.30% | 13.30% | RLLR 5.00% | Not stated ✓ verified 15 Nov 2026 |
|
Two-wheeler loan Mahabank Vehicle Loan (two-wheeler) · Below 600 |
14.30% | 14.30% | RLLR 6.00% | Not stated ✓ verified 15 Nov 2026 |
|
Two-wheeler loan Mahabank Vehicle Loan (two-wheeler) · -1 or 0 and 01 to 05 |
12.30% | 12.30% | RLLR 4.00% | Not stated ✓ verified 15 Nov 2026 |
|
Education loan Model Education Loan · Up to Rs 7.50 Lacs |
10.30% | 10.30% | RLLR 2.00% | Not stated ✓ verified 15 Nov 2026 |
|
Education loan Model Education Loan · Above Rs 7.50 Lacs |
9.95% | 9.95% | RLLR 1.65% | Not stated ✓ verified 15 Nov 2026 |
|
Education loan Model Education Loan · For Children of staff where employee is the co-applicant |
8.30% | 8.30% | RLLR 0.00% | Not stated ✓ verified 15 Nov 2026 |
|
Education loan PM-Vidyalaxmi · For List - AAA Institutions |
7.10% | 7.10% | RLLR -1.20% | Not stated ✓ verified 15 Nov 2026 |
|
Education loan PM-Vidyalaxmi · For List - AA Institutions |
7.35% | 7.35% | RLLR -0.95% | Not stated ✓ verified 15 Nov 2026 |
|
Education loan PM-Vidyalaxmi · For List - A Institutions |
7.50% | 7.50% | RLLR -0.80% | Not stated ✓ verified 15 Nov 2026 |
|
Education loan PM-Vidyalaxmi · For List - B Institutions |
8.80% | 8.80% | RLLR 0.50% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Bank of Maharashtra · 800 & above |
10.00% | 10.00% | RLLR 1.70% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Bank of Maharashtra · 776 to 799 |
10.20% | 10.20% | RLLR 1.90% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Bank of Maharashtra · 750 to 775 |
10.75% | 10.75% | RLLR 2.45% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Bank of Maharashtra · 681 to 749 |
11.35% | 11.35% | RLLR 3.05% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Bank of Maharashtra · 680 & below |
13.80% | 13.80% | RLLR 5.50% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Bank of Maharashtra · NTC or -1 or 0 |
10.75% | 10.75% | RLLR 2.45% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Other Bank · 800 & above |
10.45% | 10.45% | RLLR 2.15% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Other Bank · 776 to 799 |
10.70% | 10.70% | RLLR 2.40% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Other Bank · 750 to 775 |
11.20% | 11.20% | RLLR 2.90% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Other Bank · 681 to 749 |
12.60% | 12.60% | RLLR 4.30% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Other Bank · 680 & below |
14.80% | 14.80% | RLLR 6.50% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Other Bank · NTC or -1 or 0 |
11.30% | 11.30% | RLLR 3.00% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Bank of Maharashtra · 800 & above |
10.50% | 10.50% | RLLR 2.20% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Bank of Maharashtra · 776 to 799 |
11.45% | 11.45% | RLLR 3.15% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Bank of Maharashtra · 750 to 775 |
11.75% | 11.75% | RLLR 3.45% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Bank of Maharashtra · 681 to 749 |
12.25% | 12.25% | RLLR 3.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Bank of Maharashtra · 680 & below |
14.90% | 14.90% | RLLR 6.60% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Bank of Maharashtra · NTC or -1 or 0 |
12.25% | 12.25% | RLLR 3.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Other Bank · 800 & above |
11.75% | 11.75% | RLLR 3.45% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Other Bank · 776 to 799 |
12.50% | 12.50% | RLLR 4.20% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Other Bank · 750 to 775 |
13.25% | 13.25% | RLLR 4.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Other Bank · 681 to 749 |
14.00% | 14.00% | RLLR 5.70% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Other Bank · 680 & below |
15.25% | 15.25% | RLLR 6.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category –B i. e Confirmed Employees of Private / Public Limited Company having 10 years of existence · Having Salary Account with Other Bank · NTC or -1 or 0 |
13.25% | 13.25% | RLLR 4.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category C i.e All Other Salary account holders (Confirmed Employees) of eligible category of employers whose salary is credited in our Bank and tie up arrangem · 800 & above |
12.25% | 12.25% | RLLR 3.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category C i.e All Other Salary account holders (Confirmed Employees) of eligible category of employers whose salary is credited in our Bank and tie up arrangem · 776 to 799 |
13.00% | 13.00% | RLLR 4.70% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category C i.e All Other Salary account holders (Confirmed Employees) of eligible category of employers whose salary is credited in our Bank and tie up arrangem · 750 to 775 |
13.50% | 13.50% | RLLR 5.20% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category C i.e All Other Salary account holders (Confirmed Employees) of eligible category of employers whose salary is credited in our Bank and tie up arrangem · 681 to 749 |
14.00% | 14.00% | RLLR 5.70% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category C i.e All Other Salary account holders (Confirmed Employees) of eligible category of employers whose salary is credited in our Bank and tie up arrangem · 680 & below |
15.25% | 15.25% | RLLR 6.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · Category C i.e All Other Salary account holders (Confirmed Employees) of eligible category of employers whose salary is credited in our Bank and tie up arrangem · NTC or -1 or 0 |
13.75% | 13.75% | RLLR 5.45% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME FOR PROFESSIONALS · 800 & above |
11.25% | 11.25% | RLLR 2.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME FOR PROFESSIONALS · 776 to 799 |
11.50% | 11.50% | RLLR 3.20% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME FOR PROFESSIONALS · 750 to 775 |
11.75% | 11.75% | RLLR 3.45% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME FOR PROFESSIONALS · 681 to 749 |
12.25% | 12.25% | RLLR 3.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME FOR PROFESSIONALS · 680 & below |
15.25% | 15.25% | RLLR 6.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME FOR PROFESSIONALS · NTC or -1 or 0 |
13.25% | 13.25% | RLLR 4.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME- for Business Class having active Housing Loan with us. · 800 & above |
11.00% | 11.00% | RLLR 2.70% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME- for Business Class having active Housing Loan with us. · 776 to 799 |
11.25% | 11.25% | RLLR 2.95% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME- for Business Class having active Housing Loan with us. · 750 to 775 |
11.50% | 11.50% | RLLR 3.20% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME- for Business Class having active Housing Loan with us. · 681 to 749 |
12.00% | 12.00% | RLLR 3.70% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME- for Business Class having active Housing Loan with us. · 680 & below |
14.80% | 14.80% | RLLR 6.50% | Not stated ✓ verified 15 Nov 2026 |
|
Personal loan Maha Bank Personal Loan · MAHA BANK PERSONAL LOAN SCHEME- for Business Class having active Housing Loan with us. · NTC or -1 or 0 |
11.75% | 11.75% | RLLR 3.45% | Not stated ✓ verified 15 Nov 2026 |
How Maharashtra compares
Each bank's lowest published rate, and what the same loan would cost a month there. Before charges.
Home loan · EMI on ₹50 lakh over 20 years
Loan against property · EMI on ₹30 lakh over 15 years
Car loan · EMI on ₹8 lakh over 5 years
Two-wheeler loan · EMI on ₹1.5 lakh over 3 years
Education loan · EMI on ₹10 lakh over 7 years
The rates Maharashtra's loans are linked to
A floating loan's rate is one of these plus a spread fixed when you borrow. When it moves, your EMI or your term moves at the next reset.
Repo-linked rate (RLLR)8.30%
Official Checked 15 Nov 2026 · Bank's own page
Maharashtra loans: frequently asked questions
What is the Maharashtra home loan interest rate?
As of 15 Nov 2026, Bank of Maharashtra publishes home loan rates of 7.25% to 12.90% a year (floating). The lowest, 7.25%, is for: 800 & above · Salaried. The rate you are offered depends on your credit score, income and the loan amount.
What is the Maharashtra loan against property interest rate?
As of 15 Nov 2026, Bank of Maharashtra publishes loan against property rates of 9.95% to 10.95% a year (floating). The lowest, 9.95%, is for: 750 and above. The rate you are offered depends on your credit score, income and the loan amount.
What is the Maharashtra car loan interest rate?
As of 15 Nov 2026, Bank of Maharashtra publishes car loan rates of 7.70% to 14.30% a year (floating). The lowest, 7.70%, is for: 800 & above · Salaried. The rate you are offered depends on your credit score, income and the loan amount.
What is the Maharashtra two-wheeler loan interest rate?
As of 15 Nov 2026, Bank of Maharashtra publishes two-wheeler loan rates of 11.45% to 14.30% a year (floating). The lowest, 11.45%, is for: 750 and above. The rate you are offered depends on your credit score, income and the loan amount.
What is the Maharashtra education loan interest rate?
As of 15 Nov 2026, Bank of Maharashtra publishes education loan rates of 7.10% to 10.30% a year (floating). The lowest, 7.10%, is for: For List - AAA Institutions. The rate you are offered depends on your credit score, income and the loan amount.
What is the Maharashtra personal loan interest rate?
As of 15 Nov 2026, Bank of Maharashtra publishes personal loan rates of 10.00% to 15.25% a year (floating). The lowest, 10.00%, is for: Category –A i.e. Confirmed Employees of Central Govt. / State Govt. / Public Sector Undertakings/ Govt. Educational Institutions · Having Salary Account with Bank of Maharashtra · 800 & above. The rate you are offered depends on your credit score, income and the loan amount.
What is the EMI on a ₹50 lakh home loan from Maharashtra?
At Maharashtra's lowest published rate of 7.25%, a ₹50 lakh home loan over 20 years costs about ₹39,519 a month, or ₹44,84,512 in interest over the loan. Charges and insurance are extra.
Are Maharashtra loans linked to the repo rate?
Bank of Maharashtra's repo-linked lending rate (RLLR) is 8.30%. Floating retail loans are priced from it, plus a spread fixed when you borrow.
Is Maharashtra cheaper than other banks for a home loan?
Of the 8 banks we read for home loans, Maharashtra's lowest published rate (7.25%) ranks number 2; the lowest is 7.25% at Central. Compare the charges as well as the rate.
Does RateScan get paid by Maharashtra?
No. We take no referral fees, show no ads and don't take loan applications. Every figure is read from the bank's own page, which is linked from every row.
More Maharashtra rates
Maharashtra overviewMaharashtra Fixed Deposit ratesMaharashtra Recurring Deposit ratesMaharashtra Savings Account ratesMaharashtra NRE Fixed Deposit ratesMaharashtra FCNR(B) Deposit rates
Loan rates at other banks
How we collect loan rates
From the bank's own pages. Every figure is read from the lending-rate page the bank publishes, and links back to it. Benchmarks are re-read every day.
A published rate is not an offer. Banks set your rate from your credit score, income, the loan amount and the property or vehicle. We show the range the bank publishes; "7.60% onwards" means the bank gave no top figure.
Benchmark plus spread. A floating loan's rate is the bank's benchmark (its repo-linked rate, or MCLR for older loans) plus a spread fixed when you borrow. When the benchmark moves, your rate moves with it at the next reset.
The EMI is worked out on a reducing balance with monthly instalments: EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where r is the yearly rate ÷ 12 and n the number of months. It leaves out processing charges and insurance.
No referral fees. We don't take loan applications or get paid by lenders, so the order is the order.
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