Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. Recurring Deposit interest rates · October 2026
KAIJS Bank's best Recurring Deposit rate is 7.15% (36 months), 0.62 points below the best on the market (7.77%).
- Seniors: up to 7.65% (36 months), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
12 months |
7.10% | 7.60% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
24 months |
7.10% | 7.60% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
36 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
48 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
60 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
72 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
84 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
96 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
108 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
120 months |
7.15% | 7.65% | Any amount | 22 Jun 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
- Maturity ₹1247 per ₹100 monthly instalment (as published)
- Maturity ₹2585 per ₹100 monthly instalment (as published)
- Maturity ₹4023 per ₹100 monthly instalment (as published)
- Maturity ₹5566 per ₹100 monthly instalment (as published)
- Maturity ₹7222 per ₹100 monthly instalment (as published)
- Maturity ₹8999 per ₹100 monthly instalment (as published)
- Maturity ₹10908 per ₹100 monthly instalment (as published)
- Maturity ₹12956 per ₹100 monthly instalment (as published)
- Maturity ₹15155 per ₹100 monthly instalment (as published)
- Maturity ₹17515 per ₹100 monthly instalment (as published)
Higher 1 year Recurring Deposit rates than KAIJS Bank
4 banks serving Maharashtra pay more. Top picks:
KAIJS Bank Recurring Deposit rate changes
Changes to KAIJS Bank's recurring deposit (RD) rates that RateScan.in has recorded since it started tracking them on 16 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to KAIJS Bank's recurring deposit (RD) rates has been recorded since tracking started on 16 Oct 2026.
KAIJS Bank Recurring Deposit: frequently asked questions
What is the highest KAIJS Bank Recurring Deposit interest rate?
As of 18 Oct 2026, Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. offers up to 7.15% p.a. on its recurring deposit (RD) (36 months) for general customers and 7.65% p.a. (36 months) for senior citizens. Rates below are as published by the bank — confirm with KAIJS Bank before investing.
Do senior citizens get higher Recurring Deposit rates at KAIJS Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd., depending on the tenure.
When did KAIJS Bank last change its Recurring Deposit rates?
RateScan.in has recorded no change to Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd.'s recurring deposit (RD) rates since it started tracking them on 16 Oct 2026.
What recurring deposit (RD) tenures does KAIJS Bank offer?
Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd.'s published recurring deposit (RD) rate table has 10 tenure bands, from “12 months” to “120 months”.
Is my recurring deposit (RD) with KAIJS Bank insured?
Deposits with Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these KAIJS Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 22 Jun 2026. Rates can change without notice, so verify on the official KAIJS Bank website before investing.
More KAIJS Bank rates
Recurring Deposit rates at other banks
Good to know
- Deposits with Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KAIJS Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KAIJS Bank, depending on the tenure.
- KAIJS Bank's FD table includes 3 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official KAIJS Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Have feedback?
Tell us what would make RateScan.in more useful. No email required.