Rates verified from official source

Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. interest rates · October 2026

Top FD rate
7.25%
5 to 10 years · Tax Saving Deposit Scheme
Senior citizen FD
7.75%
5 to 10 years · Tax Saving Deposit Scheme
Savings rate
2.60%
All balances

Overview

kaijs.bank.in

Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. (KAIJS Bank) is an urban co-operative bank (UCB), headquartered in Ichalkaranji. Its headline 1-year FD rate of 7.10% is 0.87% above the urban co-operative bank average of 6.23%, ranking #46 of 248 banks on RateScan.in. RateScan.in tracks 71 published rate lines for KAIJS Bank (product types: 4), last verified 18 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Ichalkaranji
Operates in
Maharashtra

Rates as of 22 Jun 2026, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Higher 1 year Fixed Deposit rates than KAIJS Bank

5 banks serving Maharashtra pay more. Top picks:

Co-operative Highest Sangli DCCB 8.25% +1.15% vs KAIJS Bank Co-operative Kolhapur DCCB 7.50% +0.40% vs KAIJS Bank Small Finance Suryoday 7.25% +0.15% vs KAIJS Bank

See every higher rate in Maharashtra →

Good to know

  • Deposits with Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • KAIJS Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KAIJS Bank, depending on the tenure.
  • KAIJS Bank's FD table includes 3 special schemes; check eligibility and end dates.
official Effective 22 Jun 2026 · Ingested 18 Oct 2026 · Verified 18 Oct 2026 · View source

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