Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. NRE Fixed Deposit interest rates · October 2026
KAIJS Bank's best NRE Fixed Deposit rate is 7.15% (2 Years 1 day to 3 Years), 0.30 points below the best on the market (7.45%).
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
1 Year to 2 Years |
7.10% | — | Below ₹1 crore | 2 Apr 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
2 Years 1 day to 3 Years |
7.15% | — | Below ₹1 crore | 2 Apr 2026 | official fetched 16 Oct 2026 ✓ verified 18 Oct 2026 |
- Only Shahupuri Branch (as published)
KAIJS Bank already pays the highest 1 year NRE Fixed Deposit rate among banks serving Maharashtra.
See how it compares →KAIJS Bank NRE FD rate changes
Changes to KAIJS Bank's NRE fixed deposit rates that RateScan.in has recorded since it started tracking them on 16 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to KAIJS Bank's NRE fixed deposit rates has been recorded since tracking started on 16 Oct 2026.
KAIJS Bank NRE FD: frequently asked questions
What is the highest KAIJS Bank NRE FD interest rate?
As of 18 Oct 2026, Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. offers up to 7.15% p.a. on its NRE fixed deposit (2 Years 1 day to 3 Years) for general customers. Rates below are as published by the bank — confirm with KAIJS Bank before investing.
Do senior citizens get higher NRE FD rates at KAIJS Bank?
Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Is interest on KAIJS Bank NRE FDs taxable in India?
Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.
When did KAIJS Bank last change its NRE FD rates?
RateScan.in has recorded no change to Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd.'s NRE fixed deposit rates since it started tracking them on 16 Oct 2026.
What NRE fixed deposit tenures does KAIJS Bank offer?
Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd.'s published NRE fixed deposit rate table has 2 tenure bands, from “1 Year to 2 Years” to “2 Years 1 day to 3 Years”.
Is my NRE fixed deposit with KAIJS Bank insured?
Deposits with Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these KAIJS Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 2 Apr 2026. Rates can change without notice, so verify on the official KAIJS Bank website before investing.
More KAIJS Bank rates
NRE FD rates at other banks
Good to know
- Deposits with Kallappana Awade Ichalkaranji Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KAIJS Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KAIJS Bank, depending on the tenure.
- KAIJS Bank's FD table includes 3 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official KAIJS Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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