Rates verified from official source

Janata Sahakari Bank Ltd., Pune interest rates · October 2026

Top FD rate
6.75%
2 Year to less Than 3 Years
Senior citizen FD
7.25%
2 Year to less Than 3 Years
Savings rate
2.75%
Balance above ₹3 lakh

Janata Sahakari Bank Ltd., Pune (Janata Sahakari Bank (Pune)) is an urban co-operative bank (UCB), headquartered in Pune. Its headline 1-year FD rate of 6.50% is 0.25% above the urban co-operative bank average of 6.25%, ranking #142 of 248 banks on RateScan.in. RateScan.in tracks 48 published rate lines for Janata Sahakari Bank (Pune) (product types: 4), last verified 18 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Pune
Operates in
Maharashtra

Rates as of 24 Sept 2025, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Higher 1 year Fixed Deposit rates than Janata Sahakari Bank (Pune)

34 banks serving Maharashtra pay more. Top picks:

Co-operative Highest Sangli DCCB 8.25% +1.75% vs Janata Sahakari Bank (Pune) Small Finance Suryoday 7.25% +0.75% vs Janata Sahakari Bank (Pune) Private RBL 7.05% +0.55% vs Janata Sahakari Bank (Pune)

See every higher rate in Maharashtra →

Good to know

  • Deposits with Janata Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Janata Sahakari Bank (Pune) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janata Sahakari Bank (Pune), depending on the tenure.
  • Janata Sahakari Bank (Pune)'s FD table includes 3 special schemes; check eligibility and end dates.
official Effective 24 Sept 2025 · Ingested 15 Oct 2026 · Verified 18 Oct 2026 · View source

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