As of 5 Oct 2026, Indian Overseas Bank offers up to 5.00% p.a. on its FCNR(B) deposit (1 Year, USD) for general customers. Rates below are as published by the bank — confirm with IOB before investing.
Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates
| Currency | Tenure | Rate | Applies to | As of | Source |
|---|---|---|---|---|---|
| AUD | 1 Year <2 Years | 0.70% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 2 Years<3 Years | 1.00% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 3 Years<4 Years | 1.25% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 4 Years<5 Years | 1.55% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 5 Years | 1.85% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 1 Year <2 Years | 0.50% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 2 Years<3 Years | 1.60% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 3 Years<4 Years | 1.80% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 4 Years<5 Years | 1.90% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 5 Years | 1.95% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CHF | 3 Years<4 Years | 0.02% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CHF | 4 Years<5 Years | 0.02% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| CHF | 5 Years | 0.02% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 1 Year <2 Years | 2.50% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 2 Years<3 Years | 0.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 3 Years<4 Years | 0.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 4 Years<5 Years | 0.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 5 Years | 0.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 1 Year <2 Years | 4.50% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 2 Years<3 Years | 2.10% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 3 Years<4 Years | 2.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 4 Years<5 Years | 2.20% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 5 Years | 2.25% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 1 Year <2 Years | 0.03% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 2 Years<3 Years | 0.05% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 3 Years<4 Years | 0.05% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 4 Years<5 Years | 0.05% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 5 Years | 0.05% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| NZD | 1 Year <2 Years | 1.00% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| NZD | 2 Years<3 Years | 1.20% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| NZD | 3 Years<4 Years | 1.40% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| NZD | 4 Years<5 Years | 1.50% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| NZD | 5 Years | 1.60% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| SGD | 1 Year <2 Years | 0.42% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| SGD | 2 Years<3 Years | 0.89% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| SGD | 3 Years<4 Years | 1.09% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| SGD | 4 Years<5 Years | 1.23% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| SGD | 5 Years | 1.39% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 1 Year | 5.00% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | >1 Year <2 Years | 4.50% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 2 Years <3 Years | 3.20% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 3 Years <4 Years | 3.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 4 Years <5 Years | 3.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 5 Years | 3.15% | Any amount | 15 Jun 2026 |
official fetched 4 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Indian Overseas Bank offers up to 5.00% p.a. on its FCNR(B) deposit (1 Year, USD) for general customers. Rates below are as published by the bank — confirm with IOB before investing.
Indian Overseas Bank lists FCNR(B) rates for AUD, CAD, CHF, EUR, GBP, JPY, NZD, SGD, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.
Deposits with Indian Overseas Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 15 Jun 2026. Rates can change without notice, so verify on the official IOB website before investing.
Deposits with Indian Overseas Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official IOB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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