Rates verified from official source

The Bihar State Co-operative Bank interest rates · November 2026

What will my FD earn at BSCB?

Estimated value after 1 year · before tax ₹5,33,826 6.60% p.a. · ₹33,826 interest · quarterly compounding

Overview

The Bihar State Co-operative Bank (BSCB) is a state co-operative apex bank, headquartered in Patna, established in 1914. Its headline 1-year FD rate of 6.60% is 0.12% below the state co-operative bank average of 6.72%, ranking #566 of 1033 banks on RateScan.in.

Headquarters
Patna
Established
1914
Monitored since
30 Sept 2026
Ownership
State co-operative apex bank for Bihar; apex body of the three-tier short-term co-operative credit structure in the state, owned by district central co-operative banks and the Government of Bihar
Operates in
Bihar

Rates verified from official source. State co-operative bank, regulated by RBI and supervised by NABARD: deposits insured by DICGC up to ₹5,00,000. One of 961 co-operative banks whose rates we checked at the source in the last 7 days.

RBI record

No RBI press release since 1 Jan 2024 names The Bihar State Co-operative Bank. We read RBI's press releases every week; last checked on 11 Nov 2026.

This record covers RBI press releases only. Other actions, such as those of a state's Registrar of Co-operative Societies, are not included.

Branches

Head office in Patna

RBI's IFSC directory doesn't list this bank's branches, so only its head office is shown. Check the bank's website for its branches.

Head office from the bank's RBI registration.

BSCB Fixed Deposit rate changes

Changes to BSCB's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 30 Sept 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to BSCB's fixed deposit (FD) rates has been recorded since tracking started on 30 Sept 2026.

Good to know

  • Deposits with The Bihar State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • BSCB is a state co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at BSCB, depending on the tenure.
  • BSCB's FD table includes 1 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official BSCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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