As of 5 Oct 2026, Bank of India offers up to 4.75% p.a. on its FCNR(B) deposit (1 YR TO LESS THAN 2 YRS, USD) for general customers. Rates below are as published by the bank — confirm with BoI before investing.
Foreign Currency Non-Resident (Bank) deposits · USD, GBP, EUR and more · general rates
| Currency | Tenure | Rate | Applies to | As of | Source |
|---|---|---|---|---|---|
| AUD | 1 YR TO LESS THAN 2 YRS | 3.90% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 2 YRS TO LESS THAN 3 YRS | 3.65% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 3 YRS TO LESS THAN 4 YRS | 3.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 4 YRS TO LESS THAN 5 YRS | 3.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| AUD | 5 YRS (Maximum) | 3.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 1 YR TO LESS THAN 2 YRS | 3.00% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 2 YRS TO LESS THAN 3 YRS | 2.75% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 3 YRS TO LESS THAN 4 YRS | 2.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 4 YRS TO LESS THAN 5 YRS | 2.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| CAD | 5 YRS (Maximum) | 2.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 1 YR TO LESS THAN 2 YRS | 2.75% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 2 YRS TO LESS THAN 3 YRS | 2.00% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 3 YRS TO LESS THAN 4 YRS | 1.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 4 YRS TO LESS THAN 5 YRS | 1.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| EUR | 5 YRS (Maximum) | 1.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 1 YR TO LESS THAN 2 YRS | 4.30% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 2 YRS TO LESS THAN 3 YRS | 3.00% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 3 YRS TO LESS THAN 4 YRS | 3.00% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 4 YRS TO LESS THAN 5 YRS | 2.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| GBP | 5 YRS (Maximum) | 2.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 1 YR TO LESS THAN 2 YRS | 0.40% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 2 YRS TO LESS THAN 3 YRS | 0.40% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 3 YRS TO LESS THAN 4 YRS | 0.40% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 4 YRS TO LESS THAN 5 YRS | 0.30% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| JPY | 5 YRS (Maximum) | 0.30% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 1 YR TO LESS THAN 2 YRS | 4.75% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 2 YRS TO LESS THAN 3 YRS | 4.00% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 3 YRS TO LESS THAN 4 YRS | 4.00% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 4 YRS TO LESS THAN 5 YRS | 4.25% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
| USD | 5 YRS (Maximum) | 4.50% | Any amount | 2 Jul 2026 |
official fetched 3 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Bank of India offers up to 4.75% p.a. on its FCNR(B) deposit (1 YR TO LESS THAN 2 YRS, USD) for general customers. Rates below are as published by the bank — confirm with BoI before investing.
Bank of India lists FCNR(B) rates for AUD, CAD, EUR, GBP, JPY, USD. FCNR(B) deposits are held in foreign currency for terms of 1 to 5 years.
Deposits with Bank of India are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 2 Jul 2026. Rates can change without notice, so verify on the official BoI website before investing.
Deposits with Bank of India are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official BoI website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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