Rates verified from official source

The Anand Mercantile Co-operative Bank Ltd. Recurring Deposit interest rates · October 2026

Anand Mercantile Bank's best Recurring Deposit rate is 7.00% (37 months and above up to 60 months), 0.80 points below the best on the market (7.80%).

TenureGeneralSeniorApplies toEffective OnSource
12 months
and above
up to 36 months
6.75% — Any amount
26 Aug 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
37 months
and above
up to 60 months
7.00% — Any amount
26 Aug 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026
61 months
and above
6.75% — Any amount
26 Aug 2026
✓ verified 22 Oct 2026
official
fetched 22 Oct 2026

Anand Mercantile Bank Recurring Deposit rate changes

Changes to Anand Mercantile Bank's recurring deposit (RD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Anand Mercantile Bank's recurring deposit (RD) rates has been recorded since tracking started on 22 Oct 2026.

Anand Mercantile Bank Recurring Deposit: frequently asked questions

What is the highest Anand Mercantile Bank Recurring Deposit interest rate?

As of 22 Oct 2026, The Anand Mercantile Co-operative Bank Ltd. offers up to 7.00% p.a. on its recurring deposit (RD) (37 months and above up to 60 months) for general customers. Rates below are as published by the bank — confirm with Anand Mercantile Bank before investing.

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Do senior citizens get higher Recurring Deposit rates at Anand Mercantile Bank?

The Anand Mercantile Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

When did Anand Mercantile Bank last change its Recurring Deposit rates?

RateScan.in has recorded no change to The Anand Mercantile Co-operative Bank Ltd.'s recurring deposit (RD) rates since it started tracking them on 22 Oct 2026.

Rate movements →

What recurring deposit (RD) tenures does Anand Mercantile Bank offer?

The Anand Mercantile Co-operative Bank Ltd.'s published recurring deposit (RD) rate table has 3 tenure bands, from “12 months and above up to 36 months” to “61 months and above”.

Is my recurring deposit (RD) with Anand Mercantile Bank insured?

Deposits with The Anand Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Anand Mercantile Bank rates?

RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 26 Aug 2026. Rates can change without notice, so verify on the official Anand Mercantile Bank website before investing.

Rate movements →

Good to know

  • Deposits with The Anand Mercantile Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Anand Mercantile Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Anand Mercantile Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Anand Mercantile Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.