Rates verified from official source

Amanath Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026

Amanath Bank's best Fixed Deposit rate is 7.00% (Above 2 years & up to 3 years), 1.50 points below the best on the market (8.50%).

Deposit amount

Showing 8 of 16 rates.

TenureGeneralSeniorApplies toEffective OnSource
15 days to 90 days
Below ₹2 crore
3.00% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
91 days to 180 days
Below ₹2 crore
4.50% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
181 days & up to 1 year
Below ₹2 crore
5.75% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above1 year & up to 2 years
Below ₹2 crore
6.80% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 2 years & up to 3 years
Below ₹2 crore
7.00% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 3 years & up to 5 years
Below ₹2 crore
6.50% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 5 years & up to 8 years
Below ₹2 crore
6.50% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026
Above 8 years & up to 10 years
Below ₹2 crore
6.50% — Below ₹2 crore
9 Mar 2023
official
fetched 18 Oct 2026
✓ verified 18 Oct 2026

Amanath Bank FD returns at a glance based on investment amount

Deposit~1 year5.75%~3 years7.00%~5 years6.50%~10 years6.50%
₹50,000₹52,938₹240/mo₹61,572₹292/mo₹69,021₹271/mo₹95,278₹271/mo
₹1 lakh₹1,05,875₹479/mo₹1,23,144₹583/mo₹1,38,042₹542/mo₹1,90,556₹542/mo
₹2 lakh₹2,11,750₹958/mo₹2,46,288₹1,167/mo₹2,76,084₹1,083/mo₹3,81,112₹1,083/mo
₹5 lakh₹5,29,376₹2,396/mo₹6,15,720₹2,917/mo₹6,90,210₹2,708/mo₹9,52,779₹2,708/mo
₹10 lakh₹10,58,752₹4,792/mo₹12,31,439₹5,833/mo₹13,80,420₹5,417/mo₹19,05,559₹5,417/mo

Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

Compare Amanath Bank Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Amanath Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.

Amanath Bank

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Chart shows the Below ₹2 crore rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7% 15d3m6m366d731d1096d1826d2921d 3.004.505.756.807.006.506.506.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No separate Senior rate — showing General rates.

Chart shows the Below ₹2 crore rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7% 15d3m6m366d731d1096d1826d2921d 3.004.505.756.807.006.506.506.50 General General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No super-senior rate — showing General rates.

Chart shows the Below ₹2 crore rates; other deposit amounts are in the table above.

General rate by tenure (% p.a.)

3%4%5%6%7% 15d3m6m366d731d1096d1826d2921d 3.004.505.756.807.006.506.506.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Amanath Bank Fixed Deposit rate changes

Changes to Amanath Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to Amanath Bank's fixed deposit (FD) rates has been recorded since tracking started on 18 Oct 2026.

Amanath Bank Fixed Deposit: frequently asked questions

What is the highest Amanath Bank Fixed Deposit interest rate?

As of 18 Oct 2026, Amanath Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (Above 2 years & up to 3 years) for general customers. Rates below are as published by the bank — confirm with Amanath Bank before investing.

See today's top interest rates →

What is the Amanath Bank 1-year FD interest rate?

As of 18 Oct 2026, Amanath Co-operative Bank Ltd. offers 5.75% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 9 Mar 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 1-year FD rates →

What is the Amanath Bank 2-year FD interest rate?

As of 18 Oct 2026, Amanath Co-operative Bank Ltd. offers 6.80% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 9 Mar 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 2-year FD rates →

What is the Amanath Bank 3-year FD interest rate?

As of 18 Oct 2026, Amanath Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 9 Mar 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 3-year FD rates →

What is the Amanath Bank 5-year FD interest rate?

As of 18 Oct 2026, Amanath Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 9 Mar 2023 and was last verified 18 Oct 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at Amanath Bank?

Amanath Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

See today's top senior citizen rates →

When did Amanath Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Amanath Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 18 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Amanath Bank offer?

Amanath Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “15 days to 90 days” to “Above 8 years & up to 10 years”.

Does Amanath Bank pay different fixed deposit (FD) rates by deposit size?

Yes. Amanath Co-operative Bank Ltd.'s table lists separate bands: Below ₹2 crore; Above ₹2 crore. Each row shows the band it applies to.

Does Amanath Bank pay more than the Post Office Time Deposit?

Amanath Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 5.75% (PO 6.90%), 2y 6.80% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Amanath Bank's 1-year FD rate rank?

Amanath Co-operative Bank Ltd.'s 1-year general FD rate of 5.75% ranks #228 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with Amanath Bank insured?

Deposits with Amanath Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Amanath Bank rates?

RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 9 Mar 2023. Rates can change without notice, so verify on the official Amanath Bank website before investing.

Rate movements →

Good to know

  • Deposits with Amanath Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Amanath Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.

Informational only — always confirm the current rate on the official Amanath Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.