Rates verified from official source

Adarsha Pattana Souharda Sahakari Bank Niyamitha interest rates · October 2026

Top FD rate
8.10%
2 years to 3 years
Senior citizen FD
8.60%
2 years to 3 years

Adarsha Pattana Souharda Sahakari Bank Niyamitha (Adarsha Pattana Bank) is an urban co-operative bank (UCB), headquartered in Harapanahalli. Its headline 1-year FD rate of 8.00% is 1.69% above the urban co-operative bank average of 6.31%, ranking #2 of 353 banks on RateScan.in. RateScan.in tracks 16 published rate lines for Adarsha Pattana Bank (product types: 1), last verified 22 Oct 2026. CRAR / NPA figures are not available for this bank.

Headquarters
Harapanahalli
Monitored since
22 Oct 2026
Operates in
Karnataka

Rates as of 1 Dec 2023, verified from official source. Majority Government-of-India owned — deposits insured by DICGC up to ₹5,00,000.

Adarsha Pattana Bank already pays the highest 1 year Fixed Deposit rate among banks serving Karnataka.

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Good to know

  • Deposits with Adarsha Pattana Souharda Sahakari Bank Niyamitha are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Adarsha Pattana Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Adarsha Pattana Bank, depending on the tenure.

Informational only — always confirm the current rate on the official Adarsha Pattana Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.