Rates verified from official source

Uttar Pradesh Gramin Bank NRE Fixed Deposit interest rates · October 2026

UPGB's best NRE Fixed Deposit rate is 4.75% (01 yrs to less than 3 yrs), 2.35 points below the best on the market (7.10%).

Deposit amount

Showing 3 of 9 rates.

TenureGeneralSeniorApplies toEffective OnSource
01 yrs to less than 3 yrs
₹1 lakh to below ₹1 crore
 4.75% — ₹1 lakh to below ₹1 crore
21 Apr 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
03 yrs to less than 5 yrs
₹1 lakh to below ₹1 crore
 4.65% — ₹1 lakh to below ₹1 crore
21 Apr 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026
5 yrs to up to 10 yrs
₹1 lakh to below ₹1 crore
 4.65% — ₹1 lakh to below ₹1 crore
21 Apr 2026
official
fetched 18 Oct 2026
✓ verified 19 Oct 2026

Higher 1 year NRE Fixed Deposit rates than UPGB

31 banks serving Uttar Pradesh pay more. Top picks:

Private Highest Bandhan 7.00% +2.25% vs UPGB Public Sector BOI 6.50% +1.75% vs UPGB Foreign Bank DBS 6.25% +1.50% vs UPGB

See every higher rate in Uttar Pradesh →

UPGB NRE FD rate changes

Changes to UPGB's NRE fixed deposit rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to UPGB's NRE fixed deposit rates has been recorded since tracking started on 18 Oct 2026.

UPGB NRE FD: frequently asked questions

What is the highest UPGB NRE FD interest rate?

As of 19 Oct 2026, Uttar Pradesh Gramin Bank offers up to 4.75% p.a. on its NRE fixed deposit (01 yrs to less than 3 yrs) for general customers. Rates below are as published by the bank — confirm with UPGB before investing.

See today's top interest rates →

Do senior citizens get higher NRE FD rates at UPGB?

Uttar Pradesh Gramin Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.

Is interest on UPGB NRE FDs taxable in India?

Interest on NRE deposits is generally exempt from income tax in India for eligible Non-Resident Indians. Tax rules depend on your residential status and the country you live in, so confirm with a tax advisor.

When did UPGB last change its NRE FD rates?

RateScan.in has recorded no change to Uttar Pradesh Gramin Bank's NRE fixed deposit rates since it started tracking them on 18 Oct 2026.

Rate movements →

What NRE fixed deposit tenures does UPGB offer?

Uttar Pradesh Gramin Bank's published NRE fixed deposit rate table has 3 tenure bands, from “01 yrs to less than 3 yrs” to “5 yrs to up to 10 yrs”.

Does UPGB pay different NRE fixed deposit rates by deposit size?

Yes. Uttar Pradesh Gramin Bank's table lists separate bands: ₹1 lakh to below ₹1 crore; ₹1 crore to below ₹5 crore; ₹5 crore & above. Each row shows the band it applies to.

Is my NRE fixed deposit with UPGB insured?

Deposits with Uttar Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these UPGB rates?

RateScan.in refreshed this dataset on 19 Oct 2026; the bank's rates shown here are effective 21 Apr 2026. Rates can change without notice, so verify on the official UPGB website before investing.

Rate movements →

More UPGB rates

UPGB overviewUPGB Fixed Deposit ratesUPGB Savings rates

NRE FD rates at other banks

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Good to know

  • Deposits with Uttar Pradesh Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • UPGB is a regional rural bank, jointly owned by the Government of India, a sponsor bank and a state government, and supervised by the RBI and NABARD.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at UPGB, depending on the tenure.
  • UPGB's FD table includes 1 special schemes; check eligibility and end dates.
official Effective 21 Apr 2026 · Ingested 18 Oct 2026 · Verified 19 Oct 2026 · View source

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