Rates from aggregated sources

Unity Small Finance Bank
deposit rates

Unity Small Finance Bank (Unity) is a small finance bank, headquartered in New Delhi, established in 2021.

Headquarters
New Delhi
Established
2021
Ownership
Private (small finance bank)
Operates in
Andhra Pradesh, Bihar, Chhattisgarh, Delhi + 16 more states
Financial health
CRAR
22.80%
Capital adequacy
Net NPA
3.20%
Bad loans (net)
Credit rating ICRA
A-
FD / senior bond

Health indicators sourced from official 2025 disclosures. CRAR ≥ 16% = strong · Net NPA < 1% = healthy · Verify before investing.

Recent movement
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Rates from aggregated sources. Scheduled small finance bank (RBI-licensed) — deposits insured by DICGC up to ₹5,00,000.

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Estimate returns at Unity (quarterly compounding)

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Good to know

Deposits with Unity Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

Informational only — always confirm the current rate on the official Unity website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.